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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
Address1 | 1331 L STREET, NW |
Address2 | |
City | WASHINGTON |
State | DC |
Zip Code | 20005 |
Country | USA |
3. Principal place of business (if different than line 2)
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State | |
Zip Code | |
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5. Senate ID# 25955-12
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6. House ID# 310430000
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TYPE OF REPORT | 8. Year | 2008 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
10. Check if this is a Termination Report | Termination Date | |
11. No Lobbying Issue Activity |
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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12. Lobbying | 13. Organizations | ||||||||
INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
Signature | Digitally Signed By: Phyllis K. Slesinger, General Counsel |
Date | 10/16/2008 |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
H.R. 1427 Federal Housing Reform Act of 2007. All Provisions. GSE Reform
H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act. All Provisions. Modifies certain mortgages on principal residences.
H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007. All Provisions. Reforms consumer mortgage practices.
S.1100, Federal Housing Enterprise Regulatory Reform Act of 2007. All provisions. Addresses the regulation of secondary
mortgage market enterprises.
S. 1222, Stop Fraud Act. All provisions. Stops mortgage transactions which operate to promote fraud, risk, abuse, and
under-development.
S.1299, Borrower's Protection Act of 2007. All provisions. Establishes fiduciary duty for mortgage brokers and originators;
establishes standards to assess a consumer's ability to repay.
S.1985, Capital Access for Senior Homeowners Act of 2007. All Provisions. Improves access of senior homeowners to capital.
H.R. 1996, Preservation of Federalism in Banking Act. All Provisions. Clarifies applicability of State law to national banks and Federal savings associations.
S.2036, Protecting Access to Safe Mortgages Act. All Provisions. Raises conforming loan limits, portfolio caps for Freddie
Mac & Fannie Mae.
H.R.2061, Predatory Mortgage Lending Practices Reduction Act (Consumer Fairness Act). All Provisions. Protects home buyers from predatory lending practices.
S.2114, American Home Ownership Preservation Act of 2007. All Provisions. Enhances disclosures and regulation ofloan
originations; state grants.
S.2153, Mortgage Disclosure Improvement Act of 2007. All Provisions. Enhances disclosure of the terms of home mortgage
loans.
S.2169, PROMISE Act. All Provisions. Temporarily increases the portfolio caps applicable to Freddie Mac and Fannie Mae, to
provide the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe,
affordable loans.
S.2201, Home Ownership Mortgage Emergency Act. All Provisions. Penalty-free use of retirement funds for mortgage
delinquency relief.
S.2296, Mortgage Disclosure Enhancement Act of 2007. All Provisions. Provides for improved disclosures by all mortgage
lenders at the loan approval and settlement stages of all mortgage loans.
S.2346, PROMISE Act. All Provisions. Temporarily increases the portfolio caps applicable to Freddie Mac and Fannie Mae, to
provide the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe,
affordable loans.
S.2391, Government Sponsored Enterprise Mission Improvement Act. All Provisions. Provides for affordable housing relief.
S.2452, The Homeownership Preservation and Protection Act of 2007. All Provisions. Protection to consumers with respect to
celiain high-cost loans.
H.R. 2895, National Affordable Housing Trust Fund Act of 2007. All Provisions. Establishes National Affordable Housing Trust
Fund in the Treasury.
H.R.3012, Fair Mortgage Practices Act of 2007. All Provisions. Provides for the establishment of fair mortgage practices;
subprime mortgages: provides a national system for licensing or registering residential mortgage loan originators.
H.R.3081, Fairness for Homeowners Act of 2007. All Provisions. Protects consumers from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling.
H.R. 3296, Mortgage Broker Transparency and Accountability Act of 2007. All Provisions. Amends the Truth in Lending Act:
establishes transparency and accountability requirements for mortgage brokers.
H.R.3526, To include all banking agencies within the existing regulatory framework- Section I. Amends the Internal Revenue
Code to make permanent tax deductions for mortgage insurance premiums.
H.R. 3535, Homebuyer's Protection Act of 2007. All Provisions. Requires escrow accounts for the payment of property taxes and insurance for all subprime loans, and to expand the coverage of the appraisal requirements.
H.R. 3557, Restore American Dream Act of 2007. All Provisions. Establishment of, and the deduction of contributions to, homeownership plans.
H.R. 3587, Homeowners' Emergency Mortgage Assistance Act. All Provisions. Establishes a program to assist homeowners experiencing unavoidable, temporary difficulty making payments on mortgages insured under the National Housing Act
H.R. 3666, Foreclosure Prevention and Homeownership Protection Act. All Provisions. Bipartisan commission to perform a comprehensive examination of the current foreclosure and mortgage lending crisis.
H.R. 3705, Fair Disclosure for Homeowners Act of 2007. All Provisions. Requires notice to consumers of an upcoming adjustment or reset date with respect to hybrid ARMs.
H.R.4178, Emergency Mortgage Loan Modification Act of 2007. All Provisions. Removes an impediment to troubled debt
restructuring on the patt of holders of residential mortgage loans.
H.R. 3777, Protecting Access to Safe Mortgages Act. All Provisions. Temporarily raises conforming loan limits in high cost areas and portfolio caps applicable to Freddie Mac and Fannie Mae, provides the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe, prime loans, to preserve liquidity in the mortgage lending markets.
H.R.3813, Mortgage Kickback Prevention Act of 2007. All provisions. Prohibits mortgage originators from receiving incentive
compensation that variesfrom terms of a res. mortgage loan, and from steering consumers to residential mortgage loans not in
the consumers' best interest.
H.R.3837, Escrow, Appraisal, and Mortgage Servicing Improvements Act. All provisions. Requires escrows for certain mortgages,loans, improves mortgage servicing, promotes sustainable homeownership opportunities, enhances appraisal quality and standards, provides better appraisal oversight, mitigates appraiser pressure.
H.R.3894, Negative Amortization Mortgage Loan Transparency Act. All Provisions. Establishes requirements for providing
negatively amortizing mortgage loans to first-time borrowers.
H.R.4019, Mortgage Disclosure Improvement Act of 2007. All provisions. Enhances disclosure of the terms of home mortgage
loans.
H.R.4135, Family Foreclosure Rescue Corporation Act. All Provisions. Establishes the Family Foreclosure Rescue Corporation
to provide emergency relief to refinance home mortgages of homeowners in foreclosure or default.
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Housing & Urban Development - Dept of (HUD), Treasury - Dept of, White House Office
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Ryan Pace |
Bradshaw |
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John |
Courson |
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Francis |
Creighton |
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Michael |
Carrier |
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Josh |
Denney |
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Erick |
Gustafson |
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Sarah |
Tinsley Demarest |
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Ken |
Markison |
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John |
Mechem |
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Burton |
Wood |
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Stephen |
O'Connor |
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Andrew |
Szalay |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BNK
16. Specific lobbying issues
S. 2133 & H.R. 3778, Home Owners "Mortgage and Equity Savings Act" (HOMES). All Provisions. Bankruptcy courts take actions with respect to mortgage loans in bankruptcy.
S. 2136, Helping Families Save Their Homes in Bankruptcy Act of 2007. All Provisions. Addresses the treatment of primary mortgages in bankruptcy.
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Ryan Pace |
Bradshaw |
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John |
Courson |
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Francis |
Creighton |
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Josh |
Denney |
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Erick |
Gustafson |
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Paul |
Hilliar |
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Stephen |
O'Connor |
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Ken |
Markison |
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Vicki |
Vidal |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code HOU
16. Specific lobbying issues
S. 2338, FHA Modernization Act of 2007. All Provisions. Modernizes the National Housing Act and enables the Federal Housing Administration to more effectively reach underserved borrowers.
H.R. 44, Stabilizing Affordable Housing for the Future Act. All Provisions. Preserves affordable housing opportunities for low-income families.
H.R. 127, FHA Multifamily Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to FHA mortgage insurance for multifamily housing in high-cost areas.
S.131,Mark-to-Market Extension Act of 2007. All Provisions.Extends for 5 years the Mark-to-Market program of HUD.
H.Res 526, Supporting home ownership and responsible lending.
H.R.551, Homeownership for America's Veterans Act. All Provisions.Eligibility of veterans for mortgage bond financing.
H.R. 568, Reverse Mortgages to Help America's Seniors Act. All Provisions. Removes the limitation on the number of reverse mortgages that may be insured under the FHA mortgage insurance program for such mortgages.
S.947,21st Century Housing Act. All Provisions. Modernizes FHA..
S. 1078, Housing America's Workforce Act. All Provisions. Incentives for employer-provided employee housing assistance
H.R.1227, Gulf Coast Hurricane Housing Recovery Act of 2007. All Provisions. Assists in the provision of affordable housing to low-income families affected by Katrina.
S. 1315, Veterans' Benefits Enhancement Act of 2007. All Provisions. Enhances life insurance benefits for disabled veterans.
S.1326, Comprehensive Veterans Benefits Improvements Act of 2007. All Provisions. Improves compensation, pension, health care, housing, burial, and other benefits.
S.1386, Homeownership Protection and Enhancement Act of 2007. All Provisions. Reauthorizes and revises requirements for assistance with respect to housing for low- and moderate-income families.
S.1668, Gulf Coast Housing Recovery Act of 2007. All Provisions. Assists in providing affordable housing to those affected by the 2005 hurricanes.
H.R. 1723, Fair FHA Appraisals Act of 2007. All Provisions. Ensures fair appraisals in connection with mortgages insured under the FHA single family mortgage insurance program.
S.1733, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Program.
S.1741, FHA Manufactured Housing Loan Modernization Act of 2007. Modernizes the manufactured housing loan insurance program under title I of the National Housing Act.
H.R. 1750, Amends the Servicemembers Civil Relief Act. All Provisions. Extends from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act.
H.R. 1752, Expanding American Homeownership Act of 2007. All Provisions. Modernizes and update the National Housing Act; FHA to use risk-based pricing.
S.1805, FHA Loan Limit Adjustment Act of 2007. All Provisions. Increases mortgage amount limits applicable to housing insured by FHA.
H.R. 1850, Housing America's Workforce Act. All Provisions. Adds incentives for employer-provided employee housing assistance.
H.R.1851, Section 8 Voucher Reform Act of 2007. All Provisions. Reforms the housing choice voucher program: section 8 of US Housing Act of 1937.
H.R.1852, Expanding American Homeownership Act of 2007. All Provisions. Enables the FHA to use risk-based pricing (FHA Reform Bill).
S. 2008, HOME Act. All Provisions. Reforms single family housing loan guarantee program under Housing Act of 1949.
H.R. 2139, FHA Manufactured Housing Loan Modernization Act of 2007. All Provisions. Modernize the manufactured housing loan insurance program under title I of the National Housing Act.
S. 2343, A bill to amend the Real Estate Settlement Procedures Act to require mortgage originators to make their fees more transparent.
S.2386, Mortgage and Rental Disaster Relief Act of 2007. All Provisions. Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act, authorize temporary mortgage and rental payments.
H.R. 2475, Veteran Home Equity Conversation Mortgage Act of 2007. All Provisions. Authorizes the Secretary of the VA to guarantee home equity conversion mortgages for elderly veteran homeowners.
H.R. 2599, Inactive Reservists Foreclosure Prevention Act of 2007. All Provisions. HUD financial aid for mortgages to Reservists and Nat'l Guardsmen in active duty.
H.R. 2697, Amends title 38, United States Code, to expand eligibility for veterans' mortgage life insurance to include members of the Armed Forces receiving specially adapted housing assistance from the Department of Veterans Affairs.
H.R. 2926, Housing Fairness Act of 2007. All Provisions. Funds for the Fair Housing Initiatives Program.
H.R. 3019, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Establishes Office of Housing Counseling.
H.R. 3133, Financial Literacy for Homeowners Act. State grants for educational programs to inform of predatory lending.
H.R. 3725, Mortgage Disclosure Simplification Act of 2007. All Provisions. Amends the Real Estate Settlement Procedures Act: requires submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan.
H.R. 3965, Mark-to-Market Extension and Enhancement Act of 2007. Extends for 5 years the Mark-to-Market program of HUD.
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Housing Finance Board (FHFB), Housing & Urban Development - Dept of (HUD), Veterans Affairs - Dept of (VA)
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
John |
Courson |
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Francis |
Creighton |
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Ryan Pace |
Bradshaw |
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Josh |
Denney |
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Sarah |
Tinsley Demarest |
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Erick |
Gustafson |
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Ken |
Markison |
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John |
Mechem |
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Stephen |
O'Connor |
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Andrew |
Szalay |
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Vicki |
Vidal |
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Burton |
Wood |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code INS
16. Specific lobbying issues
S. 2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance.
S. 2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps.
S. 2284, Amends the National Flood Insurance Act. All Provisions. Restores the financial solvency of the flood insurance fund
S. 2285, An original bill to reauthorize the Federal terrorism risk insurance. All Provisions. Reauthorizes the Federal terrorism risk insurance program.
S.2286, An original bill to establish a nonpartisan commission on natural catastrophe risk management and insurance.
H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods.
H.R. 3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events.
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of, White House Office
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Francis |
Creighton |
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Stephen |
O'Connor |
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Vicki |
Vidal |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
S. 286, Rural Economic Investment Act of 2007. All Provisions. Excludes from gross income interest received on loans secured by agricultural real property.
H.R. 833, Rural Communities Investment Act of 2007. All Provisions. Excludes from gross income interest received on loans secured by agricultural real estate and rural housing.
S. 1394, Mortgage Cancellation Relief Act of 2007. All Provisions. Excludes from gross income of individual taxpayers discharges of indebtedness attributable to certain forgiven residential mortgage obligations.
S.1416, A bill to amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums.
H.R. 1511, Amends the Servicemembers Civil Relief Act. All Provisions. Provides relief with respect to rent and mortgage payments for members of the reserve components who are called to active duty and to amend to Internal Revenue Code of 1986 to allow a refundable credit to lessors for payments foregone by reason of such relief.
H.R. 1562, Katrina Housing Tax Relief Act of 2007. All Provisions. Extends and expands certain rules on housing in GO Zoness
H.R. 1813, Amends the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums.
H.R.1876, Mortgage Cancellation Relief Act of 2007. All Provisions. Excludes from gross income of individual taxpayers discharges of indebtedness attributable to certain forgiven residential mortgage obligations.
S.1963, Amends the Internal Revenue Code of 1986 to allow FHL Banks to support member banks letters of credit for tax-exempt bonds.
H.R. 2091, Amends the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated bipartisan.
H.R.2392, Balancing Act of 2007. All Provisions. Improves the lives of working families by providing family and medical need assistance, child care assistance, in-school and after-school assistance, family care assistance, and encouraging the establishment of family-friendly workplaces.
H.R. 3506, Foreclosure Tax Relief Act of 2007. All Provisions. Excludes from gross income certain amounts of cancellation of indebtedness income on account of a foreclosure on the mortgage secured by the principal residence of the taxpayer.
H.R. 3629, Providing Tax Fairness for Service Members and Veterans Act. All Provisions. 4 year extension of the election to include combat pay as earned income for purposes of the earned income credit and the use of qualified mortgage bonds to finance residences for veterans without regard to first-time homebuyer requirement.
H.R. 3648, Mortgage Forgiveness Debt Relief Act of 2007. All Provisions. Excludes discharges of indebtedness on principal residences from gross income.
H.R. 3742, Amends the Internal Revenue Code of 1986 to make permanent the use of qualified mortgage bonds to finance residences for veterans without regard to the first-time homebuyer requirement.
H.R. 3906, Amends the Internal Revenue Code of 1986 to make permanent the deduction for State and local sales tax, the deduction for qualified tuition and related expenses, the deduction for mortgage interest premiums, and the modifications to the dependent care credit.
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of, White House Office
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
John |
Courson |
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Francis |
Creighton |
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Ryan Pace |
Bradshaw |
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Josh |
Denney |
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Sarah |
Tinsley Demarest |
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Erick |
Gustafson |
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Ken |
Markison |
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John |
Mechem |
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Stephen |
O'Connor |
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Andrew |
Szalay |
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Vicki |
Vidal |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address: http://www.mortgagebankers.org/aboutMBA/Governanceandmanagement
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
1 | 3 | 5 |
2 | 4 | 6 |
FOREIGN ENTITIES
27. Add the following foreign entities:
Name | Address |
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
1 | 5 | 9 |
2 | 6 | 10 |
3 | 7 | 11 |
4 | 8 | 12 |