|
LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
Address1 | 1225 NEW YORK AVE, NW, SUITE 1100 |
Address2 |
|
City | WASHINGTON |
State | DC |
Zip Code | 20005 |
Country | USA |
3. Principal place of business (if different than line 2)
City |
|
State |
|
Zip Code |
|
Country |
|
|
5. Senate ID# 10627-12
|
||||||||
|
6. House ID# 311280000
|
TYPE OF REPORT | 8. Year | 2024 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
10. Check if this is a Termination Report | Termination Date |
|
11. No Lobbying Issue Activity |
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
---|---|---|---|---|---|---|---|---|---|
12. Lobbying | 13. Organizations | ||||||||
INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
|
|
||||||||
|
|
||||||||
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
Signature | Digitally Signed By: Danni Lu |
Date | 4/22/2024 11:41:09 AM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
LEGISLATIVE
House
H.R. 2798- CFPB Transparency and Accountability Reform Act
H.R. 1410- Consumer Financial Protection Commission Act
H.R. 1382- TABS Act of 2023
H.R. 1313- Transparency in CFPB Cost-Benefit Analysis Act
H.R. 1411- CFPB-IG Reform Act of 2023
H.R. 1165- Data Privacy Act of 2023
H.R. 3881- Credit Card Competition Act of 2023
H.R. 4766- Clarity for Payment Stablecoins Act
Legislation related to the Small Business Administration 7(a) loan program
Legislation related to small dollar lending
Issues related to implementation of Section 1071 of the Dodd-Frank Act
H.R. 4277- Overdraft Protection Act of 2021 (117th Congress)
H.R. 6789- Rectifying UDAAP Act
H.J.Res. 122- Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)"
Senate
S. 1362- Transparency in CFPB Cost-Benefit Analysis Act
S. 1838- Credit Card Competition Act of 2023
S. 2760- Capping Credit Card Interest Rates Act
S. 3549- Predatory Lending Elimination Act
S. 2482- Community Advantage Loan Program Act
S.J.Res. 70- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
Both Chambers
Issues related to the cumulative impact of banking regulations, particularly to regional banks
Issues related to Zelle payment platform and changes to Regulation E
Issues related to banning arbitration agreements
House/Senate Semi-annual Hearing with the Director of the CFPB
Issues related to Financial Services and General Government Appropriations
Issues related to consumer data privacy
Legislation related to establishing a commission at the CFPB
Issues related to disclosures for federal student loans
Legislation related to student loan refinancing programs
Issues related to federal student loan reform
Issues related to cyber security, data security, and breach notification
Issues related to credit card network interchange fees
Issues related to financial regulatory coordination
Issues related to the Paperwork Reduction Act
Issues related to the Higher Education Act
Issues related to fraud and scams
Issues related to the use of artificial intelligence in financial services
REGULATORY
Privacy Issues, 12 CFR Parts 40, 216, 332, 1016
CFPB
Issues related to Section 1033 of Dodd-Frank
Issues related to CFPB Credit Card late fees Safe Harbor rule
Issues related to UDAAP exam manual changes
Issues related to Section 1071 Small Business Data Collection
Issues related to Overdraft and non-sufficient funds (NSF) fees
Issues related to Fintech oversight
Issues related to Section 1034 of Dodd-Frank Act
Issues related to the Fair Credit Reporting Act
Issues related to CFPB supervisory authority under Section 1024
Issues related to CFPB agency guidance
Issues related to CFPB Consumer Response Portal
Issues related to CFPB Taskforce on Consumer Financial Laws
Issues related to the Servicemembers Civil Relief Act
Issues related to the Military Lending Act
Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693
Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002
Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003
Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022
Truth in Lending Issues, Regulation Z, 12 CFR Part 1026
Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006
OCC
Issues related to the Community Reinvestment Act
Issues related to fair lending and fair banking
Issues related to the Fair Housing Act
Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health
Federal Reserve
Issues related to the Federal Reserve Central Digital Bank Currency
Issues related to the Community Reinvestment Act
Issues related to Basel III Endgame Proposal
Issues related to Debit Interchange Proposals - Reg. II
FDIC
Issues related to FDIC Deposit Insurance
Issues related to the Bank Secrecy Act and Anti-Money Laundering
Issues related to the Counter Terrorism & Illicit Finance Act
Issues related to the Community Reinvestment Act
Issues related to FDIC logo signage
SBA
Issues related to Small Business Act
Issues related to SBA 7(a) Loan Program and fees
Issues related to SBA 504 Loan Program and fees
Department of Education
Issues related to the CFPBs and Department of Educations actions on student lending
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development - Dept of (HUD), Office of the Comptroller of the Currency (OCC), Treasury - Dept of, Education - Dept of, Internal Revenue Service (IRS), Defense - Dept of (DOD), Federal Communications Commission (FCC), Office of Management & Budget (OMB)
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Pommerehn |
|
|
|
Samuel |
Whitfield |
|
|
|
Brian |
Fritzsche |
|
|
|
Jessica |
Hall |
|
|
|
Lindsey |
Johnson |
|
|
|
Colin |
Carr |
|
|
|
Kelvin |
Chen |
|
|
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
Address |
|
||||||
City |
|
State |
|
Zip Code |
|
Country |
|
21. Client new principal place of business (if different than line 20)
City |
|
State |
|
Zip Code |
|
Country |
|
22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
|
|
||||||||
1 |
|
3 |
|
||||||
2 |
|
4 |
|
ISSUE UPDATE
24. General lobbying issue that no longer pertains
|
|
|
|
|
|
|
|
|
AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
Name | Address |
Principal Place of Business (city and state or country) |
||||||||||||
| ||||||||||||||
|
26. Name of each previously reported organization that is no longer affiliated with the registrant or client
1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
| ||||||||||||||
|
% |
28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
1 | 3 | 5 |
2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
Lobbyist Name | Description of Offense(s) |