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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 910 17TH STREET, NW, Suite 800 |
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| City | WASHINGTON |
State | DC |
Zip Code | 20006 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 283630-12
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6. House ID# 368350000
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| TYPE OF REPORT | 8. Year | 2025 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: Michael D. Calhoun |
Date | 10/20/2025 4:54:42 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
Opposing the funding contingency plans for the CFPB and CFDI Fund
CFPB authority and funtions, related to structure and supervision, research and enforcement priorities;
Supervision and enforcement of unregulated "fintech" products and non-brank lenders;
Ongoing concerns with other office closures and RIFs at CFPB, Treasury and CDFI Lending Fund;
Ongoing concerns with administration efforts to eliminate or consolidate prudential regulators of banking services;
H.R. 654, opposing the Taking Account of Bureaucrats Spending (TABS) Act of 2025;
H.R. 2392, opposing the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025;
H.R. 3633, opposing the Digital Asset Market Clarity Act (CLARITY Act) of 2025;
H.R. 2702 / S. 875, opposing the Financial Integrity and Regulation Management Act (FIRM Act);
H.R. 4544, supporting the American Access to Banking Act, a bill to promote the formation of de novo regulated institutions;
S.1582, opposing the GENIUS Act - a bill establishing a regulatory framework for payment stablecoins;
H.R. 2885, opposing the Bank Loan Privacy Act
H.R. 1606, opposing the Making the CFPB Accountable to Small Business Act
H.R. 2331, oppposing the Transparency in CFPB Cost-Benefit Analysis Act
H.R. 2183, opposing the CFPB Dual Mandate and Economic Analysis Act
H.R. 3445, opposing the Commission of the Bureau of Consumer Financial Protection Act
H.R. ____, opposing a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes;
H.R. ____, opposing the Earned Wage Access Consumer Protection Act
H.R. ____, opposing the Small Dollar Loan Certainty Act
S. 2429, supporting the Stop the Scammers Act
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Federal Deposit Insurance Corporation (FDIC), Treasury - Dept of, Office of the Comptroller of the Currency (OCC), Natl Credit Union Administration (NCUA), Federal Reserve System
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferreira |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code HOU
16. Specific lobbying issues
Reform of the secondary housing finance system and government sponsored enterprises (GSEs);
Support for HUD affirmatively furthering fair housing (AFFH) to take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation;Student Loan Bankruptcy Improvement Act of 2025
Advocate for full funding of affordable housing programs at the U.S. Department of Housing and Urban Development (HUD);
S. 934 / H.R. 2038, supporting American Housing and Economic Mobility Act of 2025;
S. 967 / H.R. 4069, supporting the Downpayment Toward Equity Act;
S. 1467 / H.R. 2808, supporting the Homebuyers Privacy Protection Act;
S. 1621 / H.R. 3086, supporting restoring the fair housing mission of the Department of Housing and Urban Development;
H.R. 4767, supporting the Expanding Access to Lending Options Act;
H.R.2854, supporting the Neighborhood Homes Investment Act;
H.R.1815, supporting the VA Home Loan Program Reform Act
H.R.5508, supporting the Mortgage Insurance Freedom Act
S. 5027 / H.R. 9990, supporting passage of the ROAD to Housing Act, as amended to the reauthorization of the National Defense Authorization Act
H.R. ____, supporting the Strategy and Investment in Rural Housing Preservation Act of 2025;
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Housing & Urban Development - Dept of (HUD), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Veterans Affairs - Dept of (VA)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferreira |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code EDU
16. Specific lobbying issues
Opposing administration revisions to the Federal Public Service Loan Forgiveness Program;
Opposing administration efforts to eliminate the U.S. Department of Education and its functions;
Ensuring that student borrowers who are being, or have been, misled and deceived by their schools have an effective path to loan forgiveness;
Advocate against agreements that allow commission and other payments to third parties based on student enrollment;
Protect student veterans by maintaining the current requirements that at least 10 percent of revenues at for-profit colleges come from sources outside the federal government;
Advocate that enrollment and financial aid communications by third parties do not include misrepresentations or other predatory practices;
Urge the Department of Education to intervene to prevent a student loan default cliff
H.R.4444, supporting the Student Loan Bankruptcy Improvement Act of 2025
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Education - Dept of, Office of Management & Budget (OMB)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferreira |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code SMB
16. Specific lobbying issues
Implementation of Sect. 1071 of Dodd-Frank Act, data collection on small business lending;
H.R. 2885, opposing the Bank Loan Privacy Act;
H.R. 976, opposing the 1071 Repeal to Protect Small Business Lending Act;
H.R. 941, opposing the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Small Business Administration (SBA), Consumer Financial Protection Bureau (CFPB), Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferreira |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BUD
16. Specific lobbying issues
Advocate against policy riders in appropriation and budget resolutions;
Support restoring Big Brutal Bill funding cuts to the CFPB
17. House(s) of Congress and Federal agencies Check if None
Office of Management & Budget (OMB), White House Office, U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferriera |
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Special Assistant, US Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code VET
16. Specific lobbying issues
Improving VA home loan loss mitigation efforts, including defending previous improvements through VAST;
Supporting technical improvements to improve FHA's ability to better manage partial loss mitigation claims;
H.R. 1815, VA Home Loan Program Reform Act;
H.R. ___, supporting the VA Housing Loan Forever Act and its components;
17. House(s) of Congress and Federal agencies Check if None
Veterans Affairs - Dept of (VA), U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferriera |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code LAW
16. Specific lobbying issues
H.R. 5350, supporting the Forced Arbitration Repeal Act
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Ferreira |
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Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000 |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
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Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
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| 2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
| Lobbyist Name | Description of Offense(s) |