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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
Address1 | 3138 10th St N |
Address2 |
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City | ARLINGTON |
State | VA |
Zip Code | 22201 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 26763-12
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6. House ID# 302630000
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TYPE OF REPORT | 8. Year | 2015 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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12. Lobbying | 13. Organizations | ||||||||
INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
Signature | Digitally Signed By: Carrie Hunt |
Date | 4/20/2015 10:49:41 AM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
National Credit Union Administration (NCUA) proposed rule to amend Part 704 of the corporate credit unions regulation; Federal Housing Finance Agency (FHFA) proposal on federal home loan bank requirements; The Electronic Payments Association (NACHA) request for comments on Same Day ACH; NCUA and perceived risks in the credit union system; Examination for Consumer Financial Protection (CFPB) rulemaking relative to the integrated Truth in Lending Act and Real Estate Settlements Procedures Act (TILA/RESPA) mortgage forms; CFPB temporary suspension of the submission of credit card agreements under TILA (Reg Z); Consumer Financial Protection (CFPB) rulemaking relative to the integrated Truth in Lending Act and Real Estate Settlements Procedures Act (TILA/RESPA) mortgage forms; NCUA regulation review under the Economic Growth and Regulatory Paperwork Reduction Act; CFPB request for comment on Prepaid Accounts under the Electronic Fund Transfer Act and TILA; CFPB amendments relating to small creditors and rural or underserved areas under TILA; CFPB and safe student banking; NCUA revised risk-based capital proposal; credit union tax exemption; regulatory relief for credit unions; capital reform and risk based capital; data and cyber security; housing finance reform; member business lending; patent reform; demand letters relative to patent reform; credit unions and prevention of financial exploitation of seniors; Small Business Regulatory Flexibility Improvements Act (H.R. 527); Federal Housing Administrations lock-our period for borrows; strategic default with respect to government housing loans; NAFCUs 5 Point Plan for Regulatory Relief - Capital Reforms for Credit Unions, Field of Membership Improvements for Credit Unions, Reducing CFPB Burdens on Credit Unions, Operational Improvements for Credit Unions, and 21st Century Data Security Standards; NAFCUs Top Ten regulations to amend or eliminate - Improving the process for credit unions seeking changes to their field of membership; Providing More Meaningful Exemptions for Small Institutions; Expanding credit union investment authority; Increasing the number of Reg D transfers allowed; Additional regulatory flexibility for credit unions that offer member business loans; Updating the requirement to disclose account numbers to protect the privacy of members;
Updating advertising requirements for loan products and share accounts; Improvements to the Central Liquidity Facility (CLF); Granting of waivers by NCUA to a federal credit union to follow a state law; and Updating, simplifying and making improvements to regulations governing check processing and fund availability. CFPB use of exemption authority for credit unions; Small Business Administration lending programs including the 7(a) program; Credit Union Small Business Jobs Creation Act (H.R. 1188); supplemental capital for credit unions; Financial Product Safety Commission Act (H.R. 1266); Bureau of Consumer Financial Protection Act (H.R. 1261); Consumer Financial Protection Safety and Soundness Improvement Act (H.R. 1263); applying requirements of the Federal Advisory Committee Act to CFPB (H.R. 1265); exempting loans made to veterans from the credit union member business lending cap (H.R. 1133); Privacy Notice Modernization Act of 2015 (S. 423); Eliminate Privacy Notice Confusion Act (H.R. 601); NCUA budget transparency; NCUA Budget Transparency Act (H.R. 1176); Mortgage Choice Act (H.R. 685); Capital Access for Small Businesses and Jobs Act (H.R. 989); Financial Institution Customer Protection Act of 2015 (H.R. 766); Portfolio Lending and Mortgage Access Act (H.R. 1210); CLEARR Act of 2015 (H.R. 1233); Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2015 (S.482); Mortgage Servicing Asset Capital Requirements Act (H.R. 1408); Community Institution Mortgage Relief Act (H.R. 1529); Preserving Access to Manufactured Housing Act (H.R. 650); Helping Expand Lending Practices in Rural Communities Act (H.R. 1259); SAFE Confidentiality and Privileged Enhancement Act (H.R. 1480); Bureau of Consumer Financial Protection Advisory Boards Act (H.R. 1195); Searching for and Cutting Regulations that are Unnecessary and Burdensome Act (H.R. 1155); Financial Products Safety Commission Act (H.R. 1266); HELP Rural Communities Act (S 871); NCUA wavier process for member business lending purposes; HMDA changes going beyond the Dodd-Frank Act; CFPB legal opinion letters; DoD military lending act proposed rule; encouraging regulatory coordination at the Financial Services Oversight Council;
credit unions and retirement planning education; robust cost benefit analysis at the regulatory agencies; Federal Reserve Board Regulation E; CFPBs qualified mortgage definition; CFPBs remittance transfer rules; indexing arbitrary Dodd-Frank asset threshold for inflation; House Energy and Commerce Committee discussion draft, the Data Security and Breach Notification Act of 2015; FHA mortgage insurance premiums; Regulatory Accountability Act of 2015 (H.R. 185); Federal Emergency Management Agencys Standard Flood Hazard Determination Form; Fannie Mae and Freddie Mac guarantee fees; examination fairness for credit unions; Financial Institutions Examination Fairness and Reform Act (S.774); relief from Operation Choke point; Military Lending Act; Servicemembers Civil Relief Act; National Defense Authorization Act for Fiscal Year 2016 (H.R. 1735);A bill to provide regulatory relief for certain financial institutions, and for other purposes (S.927).
17. House(s) of Congress and Federal agencies Check if None
Natl Credit Union Administration (NCUA), Small Business Adminstration (SBA), Defense - Dept of (DOD), Homeland Security - Dept of (DHS), Federal Reserve System, Treasury - Dept of, Federal Deposit Insurance Commission (FDIC), Securities & Exchange Commission (SEC), Housing & Urban Development - Dept of (HUD), Office of the Comptroller of the Currency (OCC), Government Accountability Office (GAO), White House Office, Federal Housing Finance Board (FHFB), Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Commodity Futures Trading Commission (CFTC), Justice - Dept of (DOJ), Justice - Dept of (DOJ), U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Dan |
Berger |
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Quincy |
Enoch |
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Carrie |
Hunt |
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Brad |
Thaler |
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Katherine |
Marisic |
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Jillian |
Pevo |
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Chad |
Adams |
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Dan |
O'Brien |
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P.J. |
Hoffman |
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Alicia |
Nealon |
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Meghan |
Brady |
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Celina |
Stewart |
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Kavitha |
Subramanian |
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Alexander |
Monterrubio |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code FIN
16. Specific lobbying issues
National Credit Union Administration (NCUA) proposed rule to amend Part 704 of the corporate credit unions regulation; Federal Housing Finance Agency (FHFA) proposal on federal home loan bank requirements; The Electronic Payments Association (NACHA) request for comments on Same Day ACH; NCUA and perceived risks in the credit union system; Examination for Consumer Financial Protection (CFPB) rulemaking relative to the integrated Truth in Lending Act and Real Estate Settlements Procedures Act (TILA/RESPA) mortgage forms; CFPB temporary suspension of the submission of credit card agreements under TILA (Reg Z); Consumer Financial Protection (CFPB) rulemaking relative to the integrated Truth in Lending Act and Real Estate Settlements Procedures Act (TILA/RESPA) mortgage forms; NCUA regulation review under the Economic Growth and Regulatory Paperwork Reduction Act; CFPB request for comment on Prepaid Accounts under the Electronic Fund Transfer Act and TILA; CFPB amendments relating to small creditors and rural or underserved areas under TILA; CFPB and safe student banking; NCUA revised risk-based capital proposal; credit union tax exemption; regulatory relief for credit unions; capital reform and risk based capital; data and cyber security; housing finance reform; member business lending; patent reform; demand letters relative to patent reform; credit unions and prevention of financial exploitation of seniors; Small Business Regulatory Flexibility Improvements Act (H.R. 527); Federal Housing Administrations lock-our period for borrows; strategic default with respect to government housing loans; NAFCUs 5 Point Plan for Regulatory Relief - Capital Reforms for Credit Unions, Field of Membership Improvements for Credit Unions, Reducing CFPB Burdens on Credit Unions, Operational Improvements for Credit Unions, and 21st Century Data Security Standards; NAFCUs Top Ten regulations to amend or eliminate - Improving the process for credit unions seeking changes to their field of membership; Providing More Meaningful Exemptions for Small Institutions; Expanding credit union investment authority; Increasing the number of Reg D transfers allowed; Additional regulatory flexibility for credit unions that offer member business loans; Updating the requirement to disclose account numbers to protect the privacy of members;
Updating advertising requirements for loan products and share accounts; Improvements to the Central Liquidity Facility (CLF); Granting of waivers by NCUA to a federal credit union to follow a state law; and Updating, simplifying and making improvements to regulations governing check processing and fund availability. CFPB use of exemption authority for credit unions; Small Business Administration lending programs including the 7(a) program; Credit Union Small Business Jobs Creation Act (H.R. 1188); supplemental capital for credit unions; Financial Product Safety Commission Act (H.R. 1266); Bureau of Consumer Financial Protection Act (H.R. 1261); Consumer Financial Protection Safety and Soundness Improvement Act (H.R. 1263); applying requirements of the Federal Advisory Committee Act to CFPB (H.R. 1265); exempting loans made to veterans from the credit union member business lending cap (H.R. 1133); Privacy Notice Modernization Act of 2015 (S. 423); Eliminate Privacy Notice Confusion Act (H.R. 601); NCUA budget transparency; NCUA Budget Transparency Act (H.R. 1176); Mortgage Choice Act (H.R. 685); Capital Access for Small Businesses and Jobs Act (H.R. 989); Financial Institution Customer Protection Act of 2015 (H.R. 766); Portfolio Lending and Mortgage Access Act (H.R. 1210); CLEARR Act of 2015 (H.R. 1233); Consumer Financial Protection Bureau Examination and Reporting Threshold Act of 2015 (S.482); Mortgage Servicing Asset Capital Requirements Act (H.R. 1408); Community Institution Mortgage Relief Act (H.R. 1529); Preserving Access to Manufactured Housing Act (H.R. 650); Helping Expand Lending Practices in Rural Communities Act (H.R. 1259); SAFE Confidentiality and Privileged Enhancement Act (H.R. 1480); Bureau of Consumer Financial Protection Advisory Boards Act (H.R. 1195); Searching for and Cutting Regulations that are Unnecessary and Burdensome Act (H.R. 1155); Financial Products Safety Commission Act (H.R. 1266); HELP Rural Communities Act (S 871); NCUA wavier process for member business lending purposes; HMDA changes going beyond the Dodd-Frank Act; CFPB legal opinion letters; DoD military lending act proposed rule; encouraging regulatory coordination at the Financial Services Oversight Council;
credit unions and retirement planning education; robust cost benefit analysis at the regulatory agencies; Federal Reserve Board Regulation E; CFPBs qualified mortgage definition; CFPBs remittance transfer rules; indexing arbitrary Dodd-Frank asset threshold for inflation; House Energy and Commerce Committee discussion draft, the Data Security and Breach Notification Act of 2015; FHA mortgage insurance premiums; Regulatory Accountability Act of 2015 (H.R. 185); Federal Emergency Management Agencys Standard Flood Hazard Determination Form; Fannie Mae and Freddie Mac guarantee fees; examination fairness for credit unions; Financial Institutions Examination Fairness and Reform Act (S.774); relief from Operation Choke point; Military Lending Act; Servicemembers Civil Relief Act; National Defense Authorization Act for Fiscal Year 2016 (H.R. 1735; A bill to provide regulatory relief for certain financial institutions, and for other purposes (S.927).
17. House(s) of Congress and Federal agencies Check if None
Natl Credit Union Administration (NCUA), Small Business Adminstration (SBA), Homeland Security - Dept of (DHS), Federal Reserve System, Treasury - Dept of, Federal Deposit Insurance Commission (FDIC), Securities & Exchange Commission (SEC), Housing & Urban Development - Dept of (HUD), Office of the Comptroller of the Currency (OCC), Government Accountability Office (GAO), White House Office, Federal Housing Finance Board (FHFB), Federal Trade Commission (FTC), U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Justice - Dept of (DOJ), Financial Crimes Enforcement Network (FinCEN), Commodity Futures Trading Commission (CFTC), Defense - Dept of (DOD)
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Dan |
Berger |
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Quincy |
Enoch |
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Carrie |
Hunt |
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Brad |
Thaler |
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Katherine |
Marisic |
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Jillian |
Pevo |
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Chad |
Adams |
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Dan |
O'Brien |
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P.J. |
Hoffman |
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Alicia |
Nealon |
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Meghan |
Brady |
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Celina |
Stewart |
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Kavitha |
Subramanian |
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Alexander |
Monterrubio |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
credit union tax exemption; retention of the credit union tax exemption in any reform efforts; Senate Finance tax reform working groups.
17. House(s) of Congress and Federal agencies Check if None
Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Treasury - Dept of, White House Office, U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Trade Commission (FTC), Federal Reserve System
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Dan |
Berger |
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Quincy |
Enoch |
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Carrie |
Hunt |
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Brad |
Thaler |
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Katherine |
Marisic |
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Jillian |
Pevo |
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Chad |
Adams |
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Dan |
O'Brien |
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P.J. |
Hoffman |
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Alicia |
Nealon |
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Meghan |
Brady |
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Celina |
Stewart |
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Kavitha |
Subramanian |
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Alexander |
Monterrubio |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address: http://www.nafcu.org/Tertiary.aspx?id=17818
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NAFCU Board of Directors |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
1 | 3 | 5 |
2 | 4 | 6 |