Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

9. Check if this filing amends a previously filed version of this report

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code CPT

16. Specific lobbying issues

NONE

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, U.S. Copyright Office

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code INS

16. Specific lobbying issues

-H.R.1756, Preventing Credit Score Discrimination in Auto Insurance Act - prohibit the use of consumer reports and consumer information in making any determination involving auto insurance
-H.R.1862, To abolish the Federal Insurance Office of the Department of the Treasury
-H.R.1595, SAFE Banking Act of 2019 - To create protections for depository institutions that provide financial services to cannabis-related legitimate businesses
-H.R. 1832, Insurance Fairness for First Responders Act of 2019 - to prevent the denial of life insurance coverage for certain holders of Narcan/naloxone prescriptions
-H.R. 1375, S. 1989 - Provide Accurate Information Directly (PAID) Act - to improve Medicare Secondary Payer process for Medicare Parts C and D
-S. 603, Financial Stability Oversight Council Improvement Act of 2019 - to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System
-S.766, Providing Responsible Oversight of Trusts to Ensure Compensation and Transparency (PROTECT) for Asbestos Victims Act of 2019 - to promote the investigation of fraudulent claims against certain trusts and to provide penalties against fraudulent claims against certain trusts
-H.R. 1185, S. 463, Family and Medical Insurance Leave (FAMILY) Act - To provide paid family and medical leave benefits to certain individuals
-S.583, DATA Privacy Act - to establish federal data privacy standards
S. 1028, H.R. 2093, Strengthening the Tenth Amendment Through Entrusting States (STATES) Act - creates safe harbor from federal laws when doing business with legal state marijuana business
PL111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act
Issue: International Insurance Capital Standards
S.1214 - A bill to establish and protect individual and collective privacy rights, and for other purposes.
S. 1298, H.R. 2479, Primary Regulators of Insurance Vote Act - to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council
S. 1628, Paid Family Leave Pilot Extension Act - would extend the program until 2022.
S.1586, H.R. 1862, Federal Insurance Office Abolishment Act of 2019 - This bill eliminates the Federal Insurance Office (FIO) within the Department of the Treasury
H.R. 3279, A bill to require the Securities and Exchange Commission to establish a Diversity Advisory Group to study and make recommendations on strategies to increase gender, racial, and ethnic diversity among the members of the board of directors of issuers, to amend the Securities Exchange Act of 1934 to require issuers to make disclosures to shareholders with respect to gender, racial, and ethnic diversity, and for other purposes
Insurance Underwriting
Insurance Capital Standards
Autonomous Vehicles
Data Privacy and Security
H.R. 3693 - Prohibit Auto Insurance Discrimination Act - prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.
H.R. 4075, S.2201, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business
H.R. 1224, S. 511, Living Donor Protection Act - To promote and protect from discrimination living organ donors
H.R.4592 -International Insurance Standards Act of 2019 (Budd-Heck)
H.R. 2474, Protecting the Right to Organize (PRO) Act of 2019 - to amend labor requirements
H.R. 4978, Online Privacy Act of 2019 - bill to establish federal data privacy framework.
H.R. ___, Freezing Assets of Suspected Terrorists and Enemy Recruits (FASTER) Act -- require financial institutions to freeze the assets of people under suspicion of domestic terrorism
H.R. 4523, Nonprofit Property Protection Act -- allows certain risk-retention groups that serve nonprofit organizations to offer additional types of commercial insurance.
H.R. ___, House Energy & Commerce Committee Staff Bipartisan Data Privacy Draft - data privacy
H.R. 535, PFAS Action Act - to increase EPA oversight of PFAS chemicals.
H.R. 5494, the Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019 -- ensure that state-based grants received by homeowners for disaster mitigation are not be subject to federal income tax.
Issue: Rising Cost of Auto Repair
H.R. 3462/S. 1958, SHELTER Act -- to provide tax credits to property owners who make qualified mitigation investments (based on the model of long-standing energy tax credits).
HR.3781, Improving National Safety by Updating the Required Amount of Insurance Needed by Commercial Motor Vehicles per Event (INSURANCE) Act of 2019 -- increase the minimum levels of insurance for commercial vehicles
S.3300, Data Protection Act of 2020 - to establish a Federal data protection agency, and for other purposes.
HR __, Insurance Data Protection Act - to reform FIO data requests.
H.R. 224, Protect Taxpayer Dollars, Small Contractors, Suppliers and Workers - requiring indexing for Miller Act bonding requirements.
HR 6359, Promoting Infrastructure by Protecting Our Subcontractors and Tax Payers Act - require bonds or sufficient security on public construction projects that receive federal financing from TIFIA loans

DRAFT HR ___, Fair Auto Insurance Ratemaking (FAIR) Study Act of 2020 - to study discrimination in auto-insurance
.R.7412, Business Interruption Relief Act of 2020 - Federal subsidies for insurers that pay Business Interruption losses caused by the Coronavirus
HR 6494, Business Interruption Insurance Coverage Act- Invalidate existing virus exclusions and mandate future BI coverage
DRAFT, Data Accountability and Transparency Act of 2020 - Federal data privacy law
S.3456, Consumer Data Privacy and Security Act of 2020 - federal data privacy
H.R. 2, Moving Forward Act - Transportation and highway infrastructure package including COVID, insurance, and motor safety provisions.
HR 7011, Pandemic Risk Insurance Act (PRIA) of 2020 - Govt backed program modeled after TRIA
DRAFT, Business Continuity Protection Program - Joint trades pandemic risk proposal
DRAFT, COVID-19 Business and Employee Continuity and Recovery Fund - Recovery fund
DRAFT, Workplace Recovery Act (WRA) - Establishes government-funded business interruption insurance add-on
HR 6497, Never Again Small Business Protection Act - Prospective coverage mandate
Issue: Employer COVID-19 Liability
DRAFT, Coronavirus Liability Act - proposal to create a liability safe harbor for businesses
H.R. 7197, Real Economic Support That Acknowledges Unique Restaurant Assistance Needed to Survive (RESTAURANTS) Act of 2020 - $120b restaurant grant program
H.R. 6364, S. 3533, Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2020 - authorize minimum standards for electronic and remote notarizations
Issue Diversity and Inclusion
DRAFT, Data Security and Breach Notification Act of 2020 - to establish federal data breach standards (Portman/Carper)
DRAFT, Diverse Investment Advisers Act - to encourage asset manager diversity
DRAFT, GAO study of insurance rating factors
ISSUE: Pandemic Risk Insurance Programs
DRAFT, Pandemic Business Interruption Program - Pandemic insurance program (Chubb)
DRAFT, Business Continuity Coalition/New PRIA - pandemic insurance program (BCC)
S 4159ESIGN Modernization Act - to modernize use of electronic documents
S 4317SAFE to WORK Act - COVID liability protections for businesses
S 4318American Workers, Families, and Employers Assistance Act - COVID relief
S 4320Coronavirus Response Additional Supplemental Appropriations - COVID relief funding
S 4321Continuing Small Business Recovery and Paycheck Protection Program Act - PPP extensions and reform
S 4325Business of Insurance Regulatory Reform Act - clarification of CFPB jurisdiction related to insurance
HR 7809 Helping Open Properties Endeavor (HOPE) Act of 2020 - equity facility in the Department of the Treasury to assist commercial mortgage borrowers
S 178Delivering Immediate Relief to America's Families, School, and Small Businesses - omnibus COVID relief package
HR 7978/S 4431 Emergency Wildfire and Public Safety Act of 2020 - to improve wildfire preparedness
HR 8129 Drug Impaired Driving Education Act of 2020 - impaired driving education initiative
HR 8132 American COMPETE Act - to study use of AI, drones, and autonomous vehicles
DRAFT PAID Study Act - for GAO to study impact of certain auto insurance underwriting factors and reporting requirements
HR 8015 Delivering for America Act - Postal service funding and operational changes
S 4626SAFE DATA Act - to establish a federal privacy standard and other data use regulations
HR 8350 SELF Drive Act - to establish a regulatory framework for autonomous vehicle regulation
S. 4755 PAID Act - prohibit the use of certain auto insurance underwriting factors
S.2604 Reduce Impaired Driving for Everyone Act of 2019 -- NHTSA to work with vehicle manufacturers, suppliers, and other entities to advance the technology developed by the Driver Alcohol Detection
S.2968 Consumer Online Privacy Rights Act - bill to establish federal data privacy regulation

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, Treasury - Dept of, Homeland Security - Dept of (DHS), Securities & Exchange Commission (SEC), Federal Reserve System, U.S. Postal Service (USPS), U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Federal Emergency Management Agency (FEMA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code TAX

16. Specific lobbying issues

- P.L. 115-97, formerly H.R. 1 Tax Cuts and Jobs Act (2017)- a bill to amend the US tax code through changes to the corporate and individual rate structure. Implementation and technical corrections.
H.R.2163, Freedom for Families Act - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes.
H.R. 2923, S. 1587, Inclusive Prosperity Act - sets different tax rates on stocks, bonds, and derivatives based on the existing transaction costs in each market-0.5 percent for stocks, 0.1 percent for bonds, and 0.005 for derivatives
Financial Transaction Tax
Wealth Tax
DRAFT HR/S. ___, corporate rate stabilization and financial security package
H.R.6201, Families First Coronavirus Response Act (PL: 116-127) - COVID relief
H.R. 748, Coronavirus Aid, Recovery, and Economic Stability (CARES) Act (PL: 116-136) - COVID relief
H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES) Act - COVID response package
S. 3663, COVID-19 Consumer Data Protection Act of 2020 - consumer data privacy during the coronavirus public health crisis
DRAFT, Public Health Emergency Privacy Act - Senate Democrat COVID related privacy bill.
H.R. 7079, Clean Start Act -temporary tax credit for cleaning costs related to reopening businesses
H.R. 6776, Jumpstarting Our Businesses Success (JOBS) Credit Act of 2020 - expanded CARES Act employee retention tax credit, similar provision in HEROES
Issue: Diversity and Inclusion
H.R. 1516/S. 647, Wall Street Tax Act - to impose a tax on certain trading transactions
DRAFT, Pet Savings Account - establish tax advantaged savings account for pet expenses
HR 925 The Heroes Act - omnibus COVID relief legislation
S 4319Supporting America's Restaurant Workers Act - increase business meal tax deduction
HR 8440 Disaster Tax Relief Act of 2020 -- To provide disaster tax relief including retirement funds

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code RET

16. Specific lobbying issues

-S.1431, Retirement Security and Savings Act - To amend the Internal Revenue Code of 1986 to encourage retirement and family savings, and for other purposes. (Portman/Cardin II)
-H.R. 860, the Social Security 2100 Act - To protect our Social Security system and improve benefits for current and future generations.
-H.R. 1043, S. 460, the Employer Participation in Repayment Act - This bill expands the tax exclusion for employer-provided educational assistance to include payments of qualified education loans by an employer to either an employee or a lender.
-H.R. 4610 (2017), RETIRE Act - authorize the electronic delivery of pension plan documents required to be furnished to a plan participant, beneficiary, or other individual.
-H.R.1043; S. 460, Participation in Repayment Act of 2019, Student Debt repayments through employer contributions
-H.R.7203 (2018), Long-Term Care Account Act - allows tax-exempt long-term care accounts that are funded using a taxpayer's gains from the sale or assignment of a life insurance contract.
S. 1019, Strengthening Financial Security Through Short-Term Savings Act - allow employers to automatically enroll their workers into emergency savings accounts (ESAs) in addition to retirement accounts.
S. 1018, Refund to Rainy Day Savings Act -allow individuals to defer receipt of 20 percent of their tax refund for 180 days, at which time the deferred amount is paid with interest.
H.R. 2120, S. 1053, Saving for the Future Act - require employers with 10 or more employees to contribute 50 cents for every hour worked by an employee (including part-time employees) to a savings account.
S. 354/H.R. 982, A bill to avoid duplicative annual reporting under the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974, and for other purposes
H.R. 3078, Expanding Access to Retirement Savings for Caregivers Act - To amend the Internal Revenue Code of 1986 to reduce the age for making catch-up contributions to retirement accounts to take into account time out of the workforce to provide dependent care services.
H.R. 1907, Retirement Security for American Workers Act - To amend the Internal Revenue Code of 1986 to modify the qualification requirements with respect to certain multiple employer plans with pooled plan providers, and for other purposes.
H. Res. 328, Supporting the protection of elders through financial literacy - expresses the understanding that continued education and cooperation among law enforcement, financial institutions, regulatory agencies, and private sector organizations are necessary to combat elder financial exploitation.
S. 975/H.R. 2005, Women's Retirement Protection Act - To amend the Employee Retirement Income Security Act of 1974 to provide for greater spousal protection under defined contribution plans
Issue: SEC/DOL Best Interest Standard of Care
H.R. 1865, the Further Consolidated Appropriations Act of 2020 - government funding package including certain retirement security changes.
Add:
S. 2962, the Higher Education Loan Payment and Enhanced Retirement (HELPER) Act -- individuals to take up to $5,250 from their 401(k) or IRA each year to help pay for college or pay down student loan debt
HR 5991, S. 3358, Part-Time Worker Bill of Rights Act -- ERISA to give part-time workers who have worked at least 500 hours for two consecutive years access to retirement plans if they are offered by their employers to full-time workers.
H.R. 5306, the Know Your Social Security Act--require the Social Security Administration to mail annual earnings statements to everyone who pays into the program.
HR 5726, Senior Housing IRA Act of 2020 -- amends capital gains treatment from the sale or exchange of a principal residence qualified individuals so long as money is used for retirement.
HR 5296, S. 2976, Advancing Support for Working Families Act - Paid family leave to allow advance of child tax credits for birth/adoption
S. 3341, CEO and Worker Pension Fairness Act - to make NQDC plans taxable when they vest.
H.R. 5958, Senior Health Planning Account Act -allow seniors to use life settlement proceeds, tax-free, to pay for health care costs via Senior Heath Planning Accounts
HR 6257, Public Service Retirement Fairness Act - permit 403(b) plans to invest in collective investment trusts (CITs)
DRAFT, HR __, to allow ETFs within variable insurance products.
HR 6276 Retirement Parity for Student Loans Act 2020- permit retirement plans to make matching contributions to workers as if their student loan payments were retirement contributions
H.R. 6562, Securing Additional Value for Every Retirement Saver (SAVERS) Act - temporarily raises contribution limits on tax-preferred retirement savings plans and individual retirement accounts.
H.R. 6994, S. 3795, Registration for Index Linked Annuities (RILA) Act - directs SEC to devise a new filing form for registered index-linked annuities (RILAs)
H.R. 6732, To direct the Secretary of the Treasury to modify certain regulations relating to insurance-dedicated exchange-traded funds - to allow ETFs in variable insurance products
DRAFT, Emergency Savings Account Act - establish short term emergency savings account similar to short term savings account idea similar to S. 1018 (Young, Cotton, Jones, Booker)
DRAFT, SECURE Act 2.0 - to make improvements to retirement security
S 4173Military Spouses Retirement Security - improve retirement security for military families
S 4192Retirement Savings Lost and Found Act - to coordinate lost retirement plans
HR 7668 Financial Services and General Government Appropriations Act, 2021- FSGG appropriations
S.2524 Financial Services and General Government Appropriations Act, 2020 - Senate FSGG appropriations
S 4297 Addressing Missed-savings Opportunities for Retirement due to an Epidemic Act (AMORE Act) - to make additional retirement contributions to such plans for any taxable year beginning in 2021 or 2022
S 4323TRUST Act - special committee to make Social Security trust fund reconditions
HR 8083 Preserving Employee Retirement Savings Act of 2020 - tax credit to encourage business to continue matching retirement contributions

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code HCR

16. Specific lobbying issues

NONE

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Health & Human Services - Dept of (HHS), Labor - Dept of (DOL), Treasury - Dept of

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code LBR

16. Specific lobbying issues

NONE

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code TRA

16. Specific lobbying issues

NONE

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Transportation - Dept of (DOT), Agriculture - Dept of (USDA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code HOU

16. Specific lobbying issues

NONE

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

21. Client new principal place of business (if different than line 20)

22. New General description of client’s business or activities

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

ISSUE UPDATE

24. General lobbying issue that no longer pertains

AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

FOREIGN ENTITIES

27. Add the following foreign entities:

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization

CONVICTIONS DISCLOSURE

29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery, extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
No Yes