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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 777 Long Ridge Road |
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| City | Stamford |
State | CT |
Zip Code | 06902 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 401103898-12
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6. House ID# 431390001
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| TYPE OF REPORT | 8. Year | 2024 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: Michele Johnson |
Date | 10/21/2024 6:34:22 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code FIN
16. Specific lobbying issues
Implementation of Public Law 115-174 (S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act: entire bill, including Social Security Administration to modernize identification verification system)
Identity and Fraud issues, including synthetic identity fraud and credit washing
Tax reform (Tax Cuts and Jobs Act of the 115th Congress and Americas Job Plan): issues related to net operating loss (NOL) carryback provision, corporate tax rate
Issues relating to the Consumer Financial Protection Bureau, including ESIGN, implementation of Sec. 1071, late fee proposed rule, and general credit card issues
Issues relating to the Financial Stability Oversight Council and the Federal Accounting Standards Boards Current Expected Credit Loss (CECL) standards
Issues relating to consumer credit (including Buy Now and Pay Later and the MAPR of the Military Lending Act, and proposed credit card rate caps) including S. 2760, S. 2730, S.A. 1225 to H.R. 4366, and S.A. 1285 to H.R. 4366
Issues relating to privacy (no bill);
Issues relating to data security (no bill);
Issues relating to cybersecurity of the financial services industry (no bill);
Issues relating to FCC interpretations of the Telephone Consumer Protection Act (TCPA) (no bill)
Issues related to diversity and inclusion (no bill)
Industrial Loan Company Issues (no bill)
Issues related to arbitration in consumer agreements
Issues related to pandemic effects on supply chain and global trade (no bill)
Issues related to payment card acceptance in connection with health, wellness, and related services (no bill)
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Michele |
Johnson |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
Tax reform (Tax Cuts and Jobs Act of the 115th Congress and Americas Job Plan): issues related to net operating loss (NOL) carryback provision impact on financial services industry. And issues related to the corporate tax rate.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Michele |
Johnson |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
Implementation of Public Law 115-174 (S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act: entire bill, including Social Security Administration to modernize identification verification system)
Identity and Fraud issues, including synthetic identity fraud and credit washing
Tax reform (Tax Cuts and Jobs Act of the 115th Congress and Americas Job Plan): issues related to net operating loss (NOL) carryback provision, corporate tax rate
Issues relating to the Consumer Financial Protection Bureau, including ESIGN, implementation of Sec. 1071, late fee proposed rule, and general credit card issues
Issues relating to the Financial Stability Oversight Council and the Federal Accounting Standards Boards Current Expected Credit Loss (CECL) standards
Issues relating to consumer credit (including Buy Now and Pay Later and the MAPR of the Military Lending Act, and proposed credit card rate caps) including S. 2760, S. 2730, S.A. 1225 to H.R. 4366, and S.A. 1285 to H.R. 4366
Issues relating to privacy (no bill);
Issues relating to data security (no bill);
Issues relating to cybersecurity of the financial services industry (no bill);
Issues relating to FCC interpretations of the Telephone Consumer Protection Act (TCPA) (no bill)
Issues related to diversity and inclusion (no bill)
Industrial Loan Company Issues (no bill)
Issues related to arbitration in consumer agreements
Issues related to pandemic effects on supply chain and global trade (no bill)
Issues related to payment card acceptance in connection with health, wellness, and related services (no bill)
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Michele |
Johnson |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
| Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
| Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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% | |||||||||||||
28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
| 1 | 3 | 5 |
| 2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
| Lobbyist Name | Description of Offense(s) |