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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 901 Community Drive |
Address2 | |
| City | Springfield |
State | IL |
Zip Code | 62703 |
Country | USA |
3. Principal place of business (if different than line 2)
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State | |
Zip Code | |
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5. Senate ID# 400531588-12
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6. House ID# 411650000
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| TYPE OF REPORT | 8. Year | 2011 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date | |
11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: David G. Schroeder Vice President Federal Governmental Relations |
Date | 04/18/2011 |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
Debit Interchange - concept, rate, impact on community banks, H.R. 1081 and S. 575 delay and study, groups supporting and opposing
Regulation of too-big-to-fail banks and financial firms and shadow financial industry
Overzealous bank regulatory examinations - senior management and examiner attitudes and practices, treatment of Commercial Real Estate, excessive writedowns, arbitrary capital requirements, public enforcement actions, and community bank closures
Consumer Financial Protection Bureau - focus on too-big-to-fail banks and financial firms and shadow financial industry, standards required by community banks, regulatory compliance and increased regulatory burden, regulatory relief, consumer disclosure forms, level competitive playing field, community bank access to secondary mortgage markets, mortgage servicing and residential mortgage foreclosures, community bank image, and product innovation and customer service
Separation of banking and commerce, Volker Rule and restoration of Glass-Steagall
FASB's Mark-to-Market accounting standards, amortization of Commercial Real Estate (CRE) losses over 10 years (for regulatory accounting purposes only), 1.25% Allowance for Loan and Lease Losses (ALLL) disallowance for regulatory capital purposes
Future and reform of the housing Government Sponsored Entities (GSEs), community bank access to secondary mortgage markets, and the Federal Home Loan Bank systems place in the reform of the GSEs
Farm Credit System (FCS) - Rural Community Investment proposal
Credit union tax exemption, expanded powers - S. 509 Small Business Lending Enhancement Act
ILC loophole
Compensation for Fannie and Freddie preferred shareholders
Overdraft programs - guidance, ad hoc clarification, customer notifications, regulatory examination and CAMELS downgrades
FDIC Insurance IOLTA coverage, implement assessment base change, premium rates, Deposit Insurance Fund (DIF) restoration, and target reserve ratios
Basel III capital requirements
$30 billion Small Business Lending Fund - implementation, delays, status of all types of applications, approvals, and fundings
Tiered bank regulation for community banks
H.R. 4 the Small Business Paperwork Mandate Elimination Act of 2011- repeal of 1099 reporting requirements
Mortgage Servicers - proposed regulatory enforcement actions
Federal Housing Finance Agencys (FHFAs) Advance Notice of Proposed Rulemaking (ANPR) - proposed changes to Federal Home Loan Bank membership requirements
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Housing Finance Board (FHFB), Treasury - Dept of, Federal Reserve System,
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code FIN
16. Specific lobbying issues
Debit Interchange - concept, rate, impact on community banks, H.R. 1081 and S. 575 delay and study, groups supporting and opposing
Regulation of too-big-to-fail banks and financial firms and shadow financial industry
Overzealous bank regulatory examinations - senior management and examiner attitudes and practices, treatment of Commercial Real Estate, excessive writedowns, arbitrary capital requirements, public enforcement actions, and community bank closures
Consumer Financial Protection Bureau - focus on too-big-to-fail banks and financial firms and shadow financial industry, standards required by community banks, regulatory compliance and increased regulatory burden, regulatory relief, consumer disclosure forms, level competitive playing field, community bank access to secondary mortgage markets, mortgage servicing and residential mortgage foreclosures, community bank image, and product innovation and customer service
Separation of banking and commerce, Volker Rule and restoration of Glass-Steagall
FASB's Mark-to-Market accounting standards, amortization of Commercial Real Estate (CRE) losses over 10 years (for regulatory accounting purposes only), 1.25% Allowance for Loan and Lease Losses (ALLL) disallowance for regulatory capital purposes
Future and reform of the housing Government Sponsored Entities (GSEs), community bank access to secondary mortgage markets, and the Federal Home Loan Bank systems place in the reform of the GSEs
Farm Credit System (FCS) - Rural Community Investment proposal
Credit union tax exemption, expanded powers - S. 509 Small Business Lending Enhancement Act
ILC loophole
Compensation for Fannie and Freddie preferred shareholders
Overdraft programs - guidance, ad hoc clarification, customer notifications, regulatory examination and CAMELS downgrades
FDIC Insurance IOLTA coverage, implement assessment base change, premium rates, Deposit Insurance Fund (DIF) restoration, and target reserve ratios
Basel III capital requirements
$30 billion Small Business Lending Fund - implementation, delays, status of all types of applications, approvals, and fundings
Tiered bank regulation for community banks
H.R. 4 the Small Business Paperwork Mandate Elimination Act of 2011- repeal of 1099 reporting requirements
Mortgage Servicers - proposed regulatory enforcement actions
Federal Housing Finance Agencys (FHFAs) Advance Notice of Proposed Rulemaking (ANPR) - proposed changes to Federal Home Loan Bank membership requirements
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Housing Finance Board (FHFB), Federal Reserve System, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code AGR
16. Specific lobbying issues
Farm Credit System (FCS) - Rural Community Investment proposal
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code CSP
16. Specific lobbying issues
Debit Interchange - concept, rate, impact on community banks, H.R. 1081 and S. 575 delay and study, groups supporting and opposing
Consumer Financial Protection Bureau - focus on too-big-to-fail banks and financial firms and shadow financial industry, standards required by community banks, regulatory compliance and increased regulatory burden, regulatory relief, consumer disclosure forms, level competitive playing field, community bank access to secondary mortgage markets, mortgage servicing and residential mortgage foreclosures, community bank image, and product innovation and customer service
Future and reform of the housing Government Sponsored Entities (GSEs), community bank access to secondary mortgage markets, and the Federal Home Loan Bank systems place in the reform of the GSEs
Overdraft programs - guidance, ad hoc clarification, customer notifications, regulatory examination and CAMELS downgrades
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code SMB
16. Specific lobbying issues
Debit Interchange - concept, rate, impact on community banks, H.R. 1081 and S. 575 delay and study, groups supporting and opposing
$30 billion Small Business Lending Fund - implementation, delays, status of all types of applications, approvals, and fundings
H.R. 4 the Small Business Paperwork Mandate Elimination Act of 2011- repeal of 1099 reporting requirements
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Reserve System, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
| Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
| Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
| 1 | 3 | 5 |
| 2 | 4 | 6 |