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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
Address1 | 1615 L Street, N.W. |
Address2 | 9th FLOOR |
City | WASHINGTON |
State | DC |
Zip Code | 20036 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 19194-12
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6. House ID# 311220000
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TYPE OF REPORT | 8. Year | 2023 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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12. Lobbying | 13. Organizations | ||||||||
INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
Signature | Digitally Signed By: Anne Balcer, SEVP, Chief of Government Relations & Public Policy |
Date | 1/22/2024 12:39:16 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code AGR
16. Specific lobbying issues
H.R. 3139 ACRE Act
H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act
H.R. 4673 Financial Innovation and Technology for the 21st Century Act
H.R. 5877 USDA Express Loan Act
S. 2252 Promoting New and Diverse Depositories Act
S. 2371 ACRE Act
S. 2723 Modernizing Agricultural and Manufacturing Bonds Act
2023 Farm Bill Reauthorization
Adequate Farm Bill Spending
Crop Insurance
Cryptocurrency Regulation
Digital Asset Market Structure Discussion Draft
Digital Assets Regulation
Durbin Amendment on Debit Card Routing; Extension to Credit Cards
Farm Credit System Expansion
Guaranteed Farm Loans
Sec. 1071 of the Dodd Frank Act
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Stephen |
Keen |
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James |
Keller |
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Scott |
Marks |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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Mark |
Scanlan |
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Susan |
Kinney |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023
H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act
H.R. 1165 Financial Data Privacy Act of 2023
H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act
H.R. 1749 Making the CFPB Accountable to Small Business Act
H.R. 1806 Small LENDER Act
H.R. 1810 Bank Loan Privacy Act
H.R. 2656 Trigger Leads Abatement Act
H.R. 2670, National Defense Authorization Act for Fiscal Year 2024 Digital Assets Regulation
H.R. 2670, National Defense Authorization Act for Fiscal Year 2024, Amendments 425, 177 & S.1838: Durbin Amendment on Debit Card Routing; Extension to Credit Cards
H.R. 2798 CFPB Transparency and Accountability Reform Act
H.R. 2891 SAFER Banking Act of 2023
H.R. 3881 Credit Card Competition Act of 2023
H.R. 4035, Protecting Small Business Information Act of 2023
H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes.
H.R. 4673 Financial Innovation and Technology for the 21st Century Act
H.R. 4766 Clarity for Payment Stablecoins Act of 2023
H.R. 5403, CBDC Anti-Surveillance State Act
H.R. 6789 - Rectifying Undefined Descriptions of Abusive Act and Practices Act
H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071
H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071
S. 1045 Bank Compensation Clawback
S. 1323 SAFE Banking Act of 2023
S. 1838 Credit Card Competition Act of 2023
S. 2190 RECOUP Act
S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act
S. 2669 Digital Asset Anti-Money Laundering Act of 2023
S. 2760, the Capping Credit Card Interest Rates Act
S. 2860 SAFER Banking Act
S. 3012 Deposit Security Act
S. 3502 Homeowners Privacy Protection Act (Trigger Leads)
S. 3538 Close the Shadow Banking Loophole Act
S. 3541 FAIR Exams Act
S. 3549 The Predatory Lending Elimination Act
Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act
S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071
Anti-money laundering regulation - digital assets
Beneficial Ownership
Cannabis Banking
Central Bank Digital Currency
Check Fraud
Climate Risk Disclosure Requirements
Climate Related Financial Regulation
Community Bank Access to Capital
Community Development Financial Institutions Certification
Community Reinvestment Act
Credit Card Routing Mandates
Credit Reporting
Credit Union Acquisitions of Community Banks
Credit Union Business Lending Powers
Credit Union Field of Membership Rules
Crypto Assets, Decentralized Finance, and Central Bank Digital Currency
Cryptocurrency Regulation
Data privacy
De Novo Bank Formation
Debit Card Interchange Fees and Routing
Deposit insurance reform
Digital Assets Regulation
Dodd Frank Act 1071- Small Business Loan Data Collection
Durbin Amendment on Debit Card Routing; Extension to Credit Cards
FDIC Deposit Insurance Assessments
FDIC Deposit Insurance Policy
Federal Reserve Master Accounts
FHFA Capital Rules
Flood Insurance
Implementation of Dodd Frank Act Section 1071
Implementation issues with the Anti-Money Laundering Act of 2020
Industrial Loan Company Charter Policy
Interest rate caps
Legality Special Purpose Credit Programs
Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans.
Request for hearing on unfair Credit Union Competition
Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM)
SBA Direct 7(a) Direct Lending
Special Purpose Credit Programs (SPCPs)
Stablecoin, Crypto Currency Regulatory Policy
Stablecoins
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Office of the Comptroller of the Currency (OCC), Treasury - Dept of, Agriculture - Dept of (USDA), White House Office
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Christopher |
Cole |
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Michael |
Emancipator |
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Walter |
Haynie |
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Stephen |
Keen |
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James |
Keller |
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Scott |
Marks |
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Michael |
Marshall |
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Sam |
Mayper |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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Timothy |
Roy |
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Mark |
Scanlan |
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Susan |
Kinney |
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Lilliane |
Thomas |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BUD
16. Specific lobbying issues
H.R. 2670, National Defense Authorization Act for FY 24
H.R.4366 - Consolidated Appropriations Act, 2024
H.R. 4664, the Financial Services and General Government Appropriations Act, Central Bank Digital Currency Provisions
S. 2226, National Defense Authorization Act for FY 24
Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act
Adequate Farm Bill Spending
Digital Assets Regulation
NFIP Flood Insurance extension
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Scott |
Marks |
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Sam |
Mayper |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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Timothy |
Roy |
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Mark |
Scanlan |
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Susan |
Kinney |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code HOU
16. Specific lobbying issues
H.R. 1392 NFIP Extension Act
H.R. 3139, ACRE
H.R.4335, VA Loan Informed Disclosure Act of 2023
H.R. 4349 NFIP Reauthorization and Reform Act
S. 2142 NFIP Reauthorization and Reform Act
S. 2371, ACRE
S.2968, A bill to reauthorize the National Flood Insurance Program.
S. 3502, Homebuyers Privacy Protection Act
Capital Requirements and FHLB Advances
Credit Score Models implementation
FHFA FHLB System Review
FHFA/FHLB Tangible Capital Rule
FHLB Reform
GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change
Government Sponsored Enterprises Reform and Recapitalization
Housing Finance Reform
National Flood Insurance Reauthorization
TILA-RESPA Integrated Disclosures
Trigger Leads
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Federal Housing Finance Agency (FHFA)
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Michael |
Emancipator |
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Walter |
Haynie |
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Scott |
Marks |
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Sam |
Mayper |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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Timothy |
Roy |
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Mark |
Scanlan |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code SMB
16. Specific lobbying issues
Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans.
Small Business Direct SBA Lending
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Stephen |
Keen |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
H.R. 3139 ACRE Act
H.R. 4055, the Opportunity Zones Enhancement Act of 2023
H.R. 4721 Main Street Tax Certainty Act
S. 1706 Main Street Tax Certainty Act
S. 2371 ACRE Act
S.2963, A bill to amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Anne |
Balcer |
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Stephen |
Keen |
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James |
Keller |
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Scott |
Marks |
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Sam |
Mayper |
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Paul |
Merski |
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Rebeca |
Romero Rainey |
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Mark |
Scanlan |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
1 | 3 | 5 |
2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
Lobbyist Name | Description of Offense(s) |