Clerk of the House of Representatives
Legislative Resource Center
135 Cannon Building
Washington, DC 20515
http://lobbyingdisclosure.house.gov 		Secretary of the Senate
Office of Public Records
232 Hart Building
Washington, DC 20510
http://www.senate.gov/lobby
LOBBYING REPORT

Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

1. Registrant Name Organization/Lobbying Firm Self Employed Individual
ACA INTERNATIONAL

2. Address

Address1
509 2nd Street NE
 Address2
​
City
Washington
 State
DC
 Zip Code
20002
 Country
USA

3. Principal place of business (if different than line 2)

City
​
State
​
Zip Code
​
Country
​
4a. Contact Name b. Telephone Number c. E-mail
​Ms.
​Leah Dempsey
​4106273899
​Dempsey@acainternational.org
5. Senate ID#
​81431-12
7. Client Name Self Check if client is a state or local government or instrumentality
​ACA INTERNATIONAL
6. House ID#
​363230000
TYPE OF REPORT 8. Year
​2021
 Q1 (1/1 - 3/31) Q2 (4/1 - 6/30) Q3 (7/1 - 9/30) Q4 (10/1 - 12/31)

9. Check if this filing amends a previously filed version of this report

10. Check if this is a Termination Report Termination Date
​
11. No Lobbying Issue Activity
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13
12. Lobbying 13. Organizations
INCOME relating to lobbying activities for this reporting period was: EXPENSE relating to lobbying activities for this reporting period were:
Less than $5,000
Less than $5,000
$5,000 or more $
​
$5,000 or more $
​136,000.00
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options.
Method A. Reporting amounts using LDA definitions only

Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code

Method C. Reporting amounts under section 162(e) of the Internal Revenue Code

Signature
Digitally Signed By: Leah Dempsey
 Date
4/16/2021 10:04:40 AM

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code FIN

16. Specific lobbying issues

Issues related to Operation Choke Point and Fair Access to Banking
S. 563 - the Fair Access to Banking Act - protects fair access to financial services and to ensure banks operate in a safe and sound manner, basing judgements and decisions on impartial, individualized risk-based analysis developed through empirical data and evaluated under quantifiable standards.

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Office of the Comptroller of the Currency (OCC)

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Leah
Dempsey
Ms.
​
Patrick
Russell
Mr.
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code COM

16. Specific lobbying issues

Issues related to the Telephone Consumer Protection Act
Issues related to call blocking and labeling
Issues related to SHAKEN/STIR
Issues related to Federal Data Privacy
Issues related to the E-Sign Modernization

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Federal Communications Commission (FCC), Consumer Financial Protection Bureau (CFPB)

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Leah
Dempsey
Ms.
​
Patrick
Russell
Mr.
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code CSP

16. Specific lobbying issues

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking
Issue related to Medical Debt
Issues related to Student Lending
H.R.___ - the Stop Debt Collection Abuse Act - This bill extends the Fair Debt Collection Practices Acts (FDCPA) protections as it relates to debt owed to a Federal agency, and it would limit the fees.
H.R.___ - the Debt Collection Practices Harmonization Act - This bill extends the FDCPA to debts owed to a State or local government.
H.R.___ - the Small Business Fairness Lending Act - This bill restricts the use of confessions of judgment for debts owed by small business owners.
H.R.___ - the Non-Judicial Foreclosure Debt Collection Clarification Act - This bill clarifies that entities in non-judicial foreclosure proceedings are covered under FDCPA to reverse the recent Supreme Court decision in Obduskey v. McCarthy and Holthus LLP.
H.R. 1657 - the Ending Debt Collection Harassment Act - This bill adds additional requirements beyond CFPB rules for contacting consumers by e-mail or text.
H.R.___ - the Consumer Protection for Medical Debt Collections Act -This bill prevents collection of medical debt for two years.
H.R. 1645 - the Protecting Consumer Access to Credit Act - removes all paid, non-elective medical debt from a consumers credit report to help those who have been impacted by illnesses.
S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported.
S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic.
S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection
of recovery rebates.

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Small Business Administration (SBA), Consumer Financial Protection Bureau (CFPB)

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Leah
Dempsey
Ms.
​
Patrick
Russell
Mr.
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BUD

16. Specific lobbying issues

H.R. 1319 - the American Rescue Plan Act of 2021

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Leah
Dempsey
Ms.
​
Patrick
Russell
Mr.
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

Address
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City
​
State
​
Zip Code
​
Country
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21. Client new principal place of business (if different than line 20)

City
​
State
​
Zip Code
​
Country
​

22. New General description of client’s business or activities

​

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

First Name
Last Name
Suffix
First Name
Last Name
Suffix
1
​
​
​
3
​
​
​
2
​
​
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4
​
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ISSUE UPDATE

24. General lobbying issue that no longer pertains

​
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​
​
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AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

Name Address Principal Place of Business
(city and state or country)
Street Address
City State/Province Zip Country
City
State Country

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

1 2 3

FOREIGN ENTITIES

27. Add the following foreign entities:

Name Address Principal place of business
(city and state or country) 		Amount of contribution for lobbying activities Ownership percentage in client
Street Address
City State/Province Country
City
State Country
%

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization

1 3 5
2 4 6

CONVICTIONS DISCLOSURE

29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery, extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?

Lobbyist Name Description of Offense(s)