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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 901 Community Drive |
Address2 | |
| City | Springfield |
State | IL |
Zip Code | 62703 |
Country | USA |
3. Principal place of business (if different than line 2)
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State | |
Zip Code | |
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5. Senate ID# 400531588-12
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6. House ID# 411650000
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| TYPE OF REPORT | 8. Year | 2011 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date | |
11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: David G. Schroeder Vice President Federal Governmental Relations |
Date | 07/07/2011 |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
H.R. 4 - Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011 (Repeal of 1099 reporting requirements)
S. 712 - Financial Takeover Repeal Act of 2011 (Repeal of Dodd Frank Act)
H.R. 1081 - Consumers Payment System Protection Act (Delay and Study of debit interchange regulation)
S 575 - Debit Interchange Fee Study Act of 2011(Delay and study of debit interchange regulation)
S.AMDT.392 - To improve the regulatory structure for electronic debit card transactions, and for other purposes (Delay and study of debit interchange regulation)
H.R. 1418 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
S. 509 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
Farm Credit Administration (FCA) - Federal Credit Service (FCS) lenders bidding on loans of failed banks from the FDIC
Farm Credit Systems Rural Community Investment proposal
Implementation of the Small Business Lending Fund (SBLF) including dividend restrictions and funding delays
H.R. 1697 - Communities First Act (all, including tiered supervision and regulation of community banks)
H.R. 1249 - Leahy-Smith America Invents Act (Section 18 only)
QRM Qualified Residential Mortgages
Consumer Financial Protection Bureau focus on too-big-to-fail banks and financial firms and shadow financial industry, the high standards for consumer compliance required of community banks, accommodation of community banks in serving the needs of their customers, avoid hindering product innovation and customer service, regulatory compliance and increased regulatory burden, and regulatory relief
FDIC Insurance reforms - implementation of assessment base change, Deposit Insurance Fund (DIF), premium rates, restoration of target reserve ratios, permanent extension of the Transaction Account Guarantee (TAG) program
Regulation of too-big-to-fail banks and financial firms and the shadow financial industry, separation of banking and commerce, expansion of the Volker Rule and restoration of Glass-Steagall Act
Overzealous bank regulatory examinations - regulators senior management and examiner attitudes and practices, treatment of
Commercial Real estate, excessive write-downs, arbitrary capital requirements, public enforcement actions, and community bank closures
Accounting changes - mark-to-market, amortizing commercial real estate losses over 10 years for regulatory capital purposes, and elimination of the 1.25% Allowance for Loan and Lease losses disallowance for regulatory capital purposes)
Reform of the housing GSEs - community bank access to the secondary residential mortgage market, and the Federal Home Loan Bank (FHLB) system's place in the reform of the housing GSEs
Common sense lending
Permanent closing of the ILC loophole
Overdraft programs - Guidance, ad hoc clarifications, customer notifications, regulatory examinations and CAMELS downgrades
Compensation of Fannie and Freddie preferred shareholders
Equitable capital rules for community banks (Basel III)
Dodd Frank Brokered Deposit Study (Comment Letter)
Repeal of Federal Regulation Q (interest on demand deposits) in the Dodd Frank Act
Merchants data breaches
Federal Regulation Z mortgage escrow requirement exemptions
Revisions to the new FHLB-C Advances, Collateral Pledge and Security Agreement
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Federal Housing Finance Board (FHFB), Federal Reserve System, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code AGR
16. Specific lobbying issues
Farm Credit Administration (FCA) - Federal Credit Service (FCS) lenders bidding on loans of failed banks from the FDIC
Farm Credit Systems Rural Community Investment proposal
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code FIN
16. Specific lobbying issues
H.R. 4 - Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011 (Repeal of 1099 reporting requirements)
S. 712 - Financial Takeover Repeal Act of 2011 (Repeal of Dodd Frank Act)
H.R. 1081 - Consumers Payment System Protection Act (Delay and Study of debit interchange regulation)
S 575 - Debit Interchange Fee Study Act of 2011(Delay and study of debit interchange regulation)
S.AMDT.392 - To improve the regulatory structure for electronic debit card transactions, and for other purposes (Delay and study of debit interchange regulation)
H.R. 1418 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
S. 509 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
Farm Credit Administration (FCA) - Federal Credit Service (FCS) lenders bidding on loans of failed banks from the FDIC
Farm Credit Systems Rural Community Investment proposal
Implementation of the Small Business Lending Fund (SBLF) including dividend restrictions and funding delays
H.R. 1697 - Communities First Act (all, including tiered supervision and regulation of community banks)
H.R. 1249 - Leahy-Smith America Invents Act (Section 18 only)
QRM Qualified Residential Mortgages
Consumer Financial Protection Bureau focus on too-big-to-fail banks and financial firms and shadow financial industry, the high standards for consumer compliance required of community banks, accommodation of community banks in serving the needs of their customers, avoid hindering product innovation and customer service, regulatory compliance and increased regulatory burden, and regulatory relief
FDIC Insurance reforms - implementation of assessment base change, Deposit Insurance Fund (DIF), premium rates, restoration of target reserve ratios, permanent extension of the Transaction Account Guarantee (TAG) program
Regulation of too-big-to-fail banks and financial firms and the shadow financial industry, separation of banking and commerce, expansion of the Volker Rule and restoration of Glass-Steagall Act
Overzealous bank regulatory examinations - regulators senior management and examiner attitudes and practices, treatment of
Commercial Real Estate, excessive write-downs, arbitrary capital requirements, public enforcement actions, and community bank closures
Accounting changes - mark-to-market, amortizing commercial real estate losses over 10 years for regulatory capital purposes, and elimination of the 1.25% Allowance for Loan and Lease losses disallowance for regulatory capital purposes)
Reform of the housing GSEs - community bank access to the secondary residential mortgage market, and the Federal Home Loan Bank (FHLB) system's place in the reform of the housing GSEs
Common sense lending
Permanent closing of the ILC loophole
Overdraft programs - Guidance, ad hoc clarifications, customer notifications, regulatory examinations and CAMELS downgrades
Compensation of Fannie and Freddie preferred shareholders
Equitable capital rules for community banks (Basel III)
Dodd Frank Brokered Deposit Study (Comment Letter)
Repeal of Federal Regulation Q (interest on demand deposits) in the Dodd Frank Act
Merchants data breaches
Federal Regulation Z mortgage escrow requirement exemptions
Revisions to the new FHLB-C Advances, Collateral Pledge and Security Agreement
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Federal Housing Finance Board (FHFB), Federal Reserve System, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code CSP
16. Specific lobbying issues
S. 712 - Financial Takeover Repeal Act of 2011 (Repeal of Dodd Frank Act)
H.R. 1081 - Consumers Payment System Protection Act (Delay and Study of debit interchange regulation)
S 575 - Debit Interchange Fee Study Act of 2011(Delay and study of debit interchange regulation)
S.AMDT.392 - To improve the regulatory structure for electronic debit card transactions, and for other purposes (Delay and study of debit interchange regulation)
H.R. 1697 - Communities First Act (all, including tiered supervision and regulation of community banks)
Consumer Financial Protection Bureau focus on too-big-to-fail banks and financial firms and shadow financial industry, the high standards for consumer compliance required of community banks, accommodation of community banks in serving the needs of their customers, avoid hindering product innovation and customer service, regulatory compliance and increased regulatory burden, and regulatory relief
Reform of the housing GSEs (community bank access to the secondary residential mortgage market) and the Federal Home Loan Bank (FHLB) system's place in the reform of the housing GSEs
Overdraft programs Guidance, ad hoc clarifications, customer notifications, regulatory examinations and CAMELS downgrades
Merchants data breaches
Federal Regulation Z mortgage escrow requirement exemptions
QRM Qualified Residential Mortgages
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code SMB
16. Specific lobbying issues
H.R. 4 - Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011 (Repeal of 1099 reporting requirements)
H.R. 1081 - Consumers Payment System Protection Act (Delay and Study of debit interchange regulation)
S 575 - Debit Interchange Fee Study Act of 2011(Delay and study of debit interchange regulation)
S.AMDT.392 - To improve the regulatory structure for electronic debit card transactions, and for other purposes (Delay and study of debit interchange regulation)
H.R. 1418 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
S. 509 - Small Business Lending Enhancement Act of 2011 (Expansion of credit unions commercial lending powers)
Implementation of the Small Business Lending Fund (SBLF) including dividend restrictions and funding delays
Repeal of Federal Regulation Q (interest on demand deposits) in the Dodd Frank Act
Merchants data breaches
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Federal Reserve System, Treasury - Dept of
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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|
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
H.R. 4 - Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011 (Repeal of 1099 reporting requirements)
17. House(s) of Congress and Federal agencies Check if None
U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
David |
Schroeder |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
| Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
| Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
| 1 | 3 | 5 |
| 2 | 4 | 6 |