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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
Address1 | 1225 NEW YORK AVE, NW, SUITE 1100 |
Address2 |
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City | WASHINGTON |
State | DC |
Zip Code | 20005 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 10627-12
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6. House ID# 311280000
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TYPE OF REPORT | 8. Year | 2021 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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12. Lobbying | 13. Organizations | ||||||||
INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
Signature | Digitally Signed By: Danni Lu |
Date | 4/20/2021 12:05:40 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
Issues related to Cyber Security, Data Security & Breach Notification
Issues related to Consumer Data Privacy
Issues related to Dodd-Frank including Section 1033
Issues related to the Consumer Financial Protection Bureau
Legislation related to establishing a commission at the CFPB
Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act
Issues related to anticipated rulemaking that would affect debt collection
Issues related to Equal Credit Opportunity Act
Issues related to the Electronic Funds Transfer Act
Issues related to CFPB Consumer Response Portal
Issues related to CFPB Advisory Opinion Program
Issues related to CFPB Taskforce on Consumer Financial Laws
Issues related to CFPB Small-dollar Rule
Issues related to Dodd-Frank Act, including Section 1071
Issues related to the Ability to Repay Rule, Qualified Mortgage Standards
Issues related to Underbanked/Unbanked Consumers
Issues related to CFPB agency guidance
H.R. 3629 (116th Cong.), Clarity in Credit Score Formation Act of 2019
Issues related to the OCCs Electronic Operations of Federal Savings Associations
Issues related to bank fees, including overdraft fees.
Issues related to establishment of a bank tax.
Issues related to financial institution charters, specifically ILC charters
Issues related to COVID-19 pandemic
Issues related to Pub. Law 116-136, Coronavirus Aid, Relief, and Economic Security Act
H.R. 6800 (116th Cong.), Health and Economic Recovery Omnibus Emergency Solutions
H.R. 7010 (116th Cong.), Paycheck Protection Program Flexibility Act of 2020
S. 4117 (116th Cong.), Paycheck Protection Program Small Business Forgiveness Act
H.R. 7777 (116th Cong.), Paycheck Protection Small Business Forgiveness Act
H.R. 266 (116th Cong.), Paycheck Protection Program and Health Care Enhancement Act
H.R. 8406 (116th Cong.), The Heroes Act
H.R. 8265 (116th Cong.), To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program, and for other purposes.
S. 4321 (116th Cong.), Continuing Small Business Recovery and Paycheck Protection Program Act
H.R. 1799, PPP Extension Act of 2021
H.R. 1319, American Rescue Plan Act of 2021
COVID-19 relief related amendments to S. 178 (116th Cong.)
Issues related to the Heal, Economic Assistance, Liability Protection and Schools Act
Issues related to the Paycheck Protection Program
Issues related to OCC Fair Access Proposal
Issues related to OCC Modeled Income
Bipartisan Emergency COVID Relief Act of 2020
H.R. 133, Coronavirus Response and Relief Supplemental Appropriations Act
H.R. ____, Relief for Consumers During COVID-19 Act
H.R. ____, the Relief for Small Businesses and Nonprofits Act
H.R. ____, the Disaster Protection for Workers' Credit Act
H.R. ____, the Emergency Relief for Student Borrowers Act
H.R. ____, Ending Debt Collection Harassment Act
H.J. Res. _____, Resolution of Disapproval on the OCCs National Banks and Federal Savings Associations as Lenders Final Rule.
Issues related to economic impact payments distributed and subsequent garnishments pursuant to the Coronavirus Aid, Relief, and Economic Security Act or CARES Act
Issues related to the transition away from LIBOR
Issues related to Student Loans
Issues related to the reauthorization of the Higher Education Act
Issues related to the CFPBs and Department of Educations actions on student lending
Issues related to disclosures for federal student loans
Legislation related to student loan refinancing programs
Issues related to bankruptcy protections for student loans
Issues related to federal student loan reform
H.R. 1161 & S. 2015 (116th Cong.), The Student Loan Disclosure Modernization Act
H.R. 811 & S. 234 (116th Cong.), Transparency in Student Lending Act
H.R. 3621 (116th Cong.), Student Borrower Credit Improvement Act
H.R. 3622 (116th Cong.), Restoring Unfairly Impaired Credit and Protecting Consumers Act
H.R. 2674 (116th Cong.), the College Affordability Act
H.R. 5294 (116th Cong.), Student Borrower Protection Act of 2019
H.R. 2648 (116th Cong.), Student Borrower Bankruptcy Relief Act of 2019
H.R. ____, Private Loan Disability Discharge Act
Issues related to AML-BSA Reform
Issues related to FinCEN CDD Rule
Issues related to Appropriations
H.R. 264 (116th Cong.), Financial Services & General Government Appropriations Act, 2020
Issues related to guidance of Deposit Advance Products
Issues related to the Fair Credit Reporting Act
H.R. 3642 (116th Cong.), Improving Credit Reporting for All Consumers Act
H.R. 953 (116th Cong.), To prohibit consumer reporting agencies from including adverse information in certain consumer reports, and from making adverse determinations relating to security clearances, with respect to certain individuals affected by the Government shutdown, and for other purposes.
H.R. 1500 (116th Cong.), Consumers First Act
Issues related to the Comprehensive Consumer Credit Reporting Reform Act of 2019
Issues related to the Community Reinvestment Act
Issues related to the OCC, Federal Reserve, and FDIC modernization of the Community Reinvestment Act
Issues related to the OCC True Lender regulation.
Issues related to financial regulatory coordination
Issues related to SBA 7(a) Loan Program and fees
H.R. 3614 (116th Cong.), Restricting Credit Checks for Employment Decisions Act
H.R. 3618 (116th Cong.), Free Credit Scores for Consumer Act of 2019
H.R. 5050 (116th Cong.), the Veterans and Consumers Fair Credit Act
Issues related to the Fair Housing Act
Issues related to FinTech
Issues related to the E-SIGN Act
S. 4159 (116th Cong.), E-SIGN Modernization Act of 2020
Issues related to the OCC Innovation Pilot Program
Issues related to the Bank Secrecy Act and Anti-Money Laundering
Issues related to the Counter Terrorism & Illicit Finance Act
H.R. 2513 (116th Cong.), the Corporate Transparency Act of 2019
H.R. 2514 (116th Cong.), the Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act of 2019
S. 2563 (116th Cong.), the Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings Act
H.R. 3375 (116th Cong.), The Stopping Bad Robocalls Act
H.R. 1602/H.R. 2015/ S. 151 (116th Cong.), Telephone Robocall Abuse Criminal Enforcement and Deterrence Act or the TRACED Act
Issues related to Parent Companies of Industrial Banks and Industrial Loan Companies
Regulations:
Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002
Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003
Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006
Privacy Issues, 12 CFR Parts 40, 216, 332, 1016
Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022
Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024
Truth in Lending Issues, Regulation Z, 12 CFR Part 1026
Disclosure of Records and Information, 12 CFR Part 1070
Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203
Issues related to the Higher Education Act
Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227
Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693
Issues related to FDIC Deposit Insurance
Issues related to the Paperwork Reduction Act
Issues related to the Military Lending Act
Community Reinvestment Act Regulations & Q&A issues
Issues related to the Servicemembers Civil Relief Act
Issues related to Small Business Act
Issues related to FCC & FTC Do Not Call Registry
Issues related to the Bank Secrecy Act and Anti-Money Laundering rules
Issues related to the Counter Terrorism & Illicit Finance Act
Issues related to the CFPB Request for Information Process
Issues related to FinCEN Due Diligence Rule
Truth in Saving - Regulation DD
Issues related to the FDIC Brokered deposits Rule and Interest Rule Restrictions
Reserve Requirements Of Depository Institutions Issues, Reg D, 12 CFE Part 204
Issues related to Section 1033 of Dodd-Frank
Issues related to Qualified Mortgage Rule
Issues related to Computer Incident Notifications
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development - Dept of (HUD), Office of the Comptroller of the Currency (OCC), Treasury - Dept of, Education - Dept of, Internal Revenue Service (IRS), Defense - Dept of (DOD), Federal Communications Commission (FCC), Office of Management & Budget (OMB)
18. Name of each individual who acted as a lobbyist in this issue area
First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Richard |
Hunt |
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David |
Pommerehn |
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Samuel |
Whitfield |
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Stephen |
Congdon |
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Timothy |
Carey |
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Andre |
Cotten |
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David |
Bartlett |
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Daniel |
Smith |
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Ryan |
Blake |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
1 | 3 | 5 |
2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
Lobbyist Name | Description of Offense(s) |