Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

9. Check if this filing amends a previously filed version of this report

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BAN

16. Specific lobbying issues

Please see addendum
H.R. 31-Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act, all provisions

H.R. 463, Fannie Mae and Freddie Mac Transparency Act, all provisions

H.R. 1081, Consumer Payment System Payments Act, all provisions

H.R. 1121-Responsible Consumer Financial Protection Regulations Act of 2011, all provisions

H.R. 1174, Internet Gambling Regulation, Consumer Protection, and Enforcement Act.

H.R. 1221-Equity in Government Compensation Act of 2011, all provisions

H.R. 1222-GSE Subsidy Elimination Act of 2011, all provisions

H.R. 1223, GSE Credit Rish Equitable Treatment Act, all provisions

H.R. 1224-Portfolio Risk Reduction Act of 2011, all provisions

H.R. 1225-GSE Debt Issuance Approval Act of 2011, all provisions

H.R. 1226-GSE Mission Improvement Act of 2011, all provisions

H.R. 1227-GSE Risk and Activities Limitation Act of 2011, all provisions

H.R. 1309-Flood Insurance Reform Act, all provisions

H.R. 1315-Consumer Financial Protection Safety and Soundness Improvement Act of 2011, all provisons

H.R. 1418-Small Business Lending Enhancement Act, all provisions

H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act, all provisions

H.R. 1697, Communities First Act, all provisions

H.R. 1723, the Common Sense Economic Recovery Act, all provisions

H.R. 1754, Preserving Equal Access to Mortgage Finance Programs, all provisions

H.R. 1859, Housing Finance Reform Act, all provisions

H.R. 1965, to amend the securities laws to establish certain thresholds for shareholders, all provisions

H.R. 2413, the Secondary Market Facility or Residential Mortgage Act, all provisions

H.R. 2436, Fannie Mae and Freddie Mac Taxpayer Payback Act, all provisions

H.R. 2439, Removing GSE Charters During Receivership Act, all provisions

H.R. 2462, Cap the GSE Bailout Act, all provisions

H.R. 2930, the Entrepreneur Access to Capital Act, all provisions

H.R. 3461, the Financial Institution Examination Fairness and Reform Act, all provisions
H.R. 3606, the Jumpstart Our Business Startups Act, Title VI, provisions related to shareholder threshold for registration

H.R. 3630, the Middle Class Tax Relief and Job Creation Act, provisions related to the National Flood Insurance Program and provisions related to mortgage fees and premiums

H.R. 3993, Capital Access for Small Business Jobs Act, all provisions

H.R. 4217, Mutual Community Bank Competitive Equality Act, all provisions

S. 170, the Helping Responsible Homeowners Act, all provisions

S. 509, Small Business Lending Enhancement Act, all provisions

S. 575, Debit Interchange Fee Study Act, all provisions

S. 967, the Regulation of Mortgages Servicing Act, all provisions

S. 1151, Personal Data Privacy and Security Act, provisions related to entities covered by the Gamm-Leach Blaley Act.

S. 1207, the Data Security and Breach Notification Act, all provisions

S. 1408, Data Breach Notification Act of 2011, all provisions

S. 1434, Data Security Act of 2011, all provisions

S. 1535, Personal Data Protection and Breach Accountability Act, all provisions

S. 1600, Communities First Act, all provisions

S. 1615, Financial Regulatory Responsibility Act, all provisions

S. 556, to amend the securities laws to establish certain thresholds for shareholders, all provisions

S. 1549, the American Jobs Act, amendments related to credit union member business lending

S. 1660, the American Jobs Act, amendments related to credit union member business lending.

S. 1824, the Private Company Flexibility and Growth Act, all provisions

S. 1941, to amend the securities laws to establish certain thresholds for shareholders, all provisions

S. 1958, a bill to extend the National Flood Insurance Program until May 31, 2012, all provisions

S. 2111, the Cyber Crime Protection Security Act, all provisions

S. 2160, the Financial Institution Examination Fairness and Reform Act, all provisions

S. 2231, Small Business Lending Enhancement Act, all provisions

Lucas Amendment to H. R. 1309, related to force placed insurance

S. Amdt 267 to S. 495, related to debit interchange fee study, all provisions

S. Amdt 242 to S. 495, related to credit union business lending, all provisions

S. Amdt 392 to S. 782, related to debit interchange fee regulation, all provisions

Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act related to the definition of "Swap Dealer" and the Swaps End User Exemption.

Implementation of Section 1075 of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act related to debit interchange fee regulation

Issues related to the NCUA's proposed rule related to credit union service organizations

Issues related to mobile banking and mobile payments

Issues related to the vacancy on the National Credit Union Administration Board

Issues related to the NCUA Rule on Net Worth and Bargain Purchase Agreements

Issues related to the proposed CFPB form on RESPA/TILA

Issues related to the Regulation of Regulation Z/Multi-Feature Open-End Lending

Issues related to Credit Union field of membership

Issues related to Credit Union Service Organizations (CUSO)

Issues related to credit union operations

Issues related to National Credit Union Administration examination procedures

Issues related to Financial Accounting Standards Board

Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act

Issues related to Mark-to-Market accounting

Issues related to NCUA's Statute of Limitations Proposal

Issues related to credit union indemnification, golden parachutes and other benefits

Issues related to data security and cyber security

Issues related to NCUAs proposed rule regarding loan participations

Issues related to private equity standards

Issues related to NCUAs regulation regarding its Regulatory Flexibility Program

Issues related to overdraft protection programs and check ordering practices

House Financial Services Committee Draft bill entitled the Private Mortgage Market Investment Act, all provisions
H.R. 1207, Data Security and Breach Notification Act, all provisions

H.R. 3336, the Small Business Credit Availability Act, all provisions

H.R. 4323, the Consumer Mortgage Choice Act, all provisions

H.R. 4367, related to ATM fee disclosure requirements, all provisions

H.R. 4348, MAP-21 Act, Title II, provisions related to the National Flood Insurance Program and issues related to interchange fee regulation and the study therof by various federal agencies

H.R. 5740, National Flood Insurance Program Extension Act, all provisions

H.R. 5817, Eliminate Privacy Notice Confusion Act, all provisions

S. 2105, Cybersecurity Act of 2012, all provisions

S. 3085, the Responsible Homeowner Refinancing Act, all provisions

S. 3204, related to ATM fee disclosure requirements, all provisions

Issues related to the FDIC's Transaction Account Guarantee Program

Issues related to the NCUSIF's Transaction Account Guarantee Program

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Federal Deposit Insurance Commission (FDIC), Natl Credit Union Administration (NCUA), Executive Office of the President (EOP), Federal Reserve System, Commodity Futures Trading Commission (CFTC), Securities & Exchange Commission (SEC), Treasury - Dept of, Agriculture - Dept of (USDA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code TAX

16. Specific lobbying issues

Please see addendum.
Issues related to the Credit Union Tax Status

Issues related to the Presidents Economic Recovery Oversight Board Report

H.R. 4, Comprehensive 1099 Taxpayer Protection and Replayment of Exchange Subsidy Overpayments Act, all provisions

H.R. 25, Fair Tax Act, all provisions

H.R. 1125, Tax Equity with Middle Class Fairness Act, all provisions

H.R. 2568, a bill to prevent the Secretary of Treasury from expanding United States bank reporting requirements with respect to interest on deposits paid to nonresident aliens, all provisions

H.R. 3313, Wall Street Trading and Speculators Tax Act, all provisions

S. 1289, TAX GAP Act, all provisions

S. 1506, a bill to prevent the Secretary of Treasury from expanding United States bank reporting requirements with respect to interest on deposits paid to nonresident aliens, all provisions

S. 1787, Wall Street Trading and Speculators Tax Act, all provisions

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Executive Office of the President (EOP), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code GOV

16. Specific lobbying issues

Please see addendum.
H.R. 10, the Regulations from the Executive in Need of Scrunity Act, all provisions

H.R. 1564, Faster FOIA Act of 2011, all provisions

H.R. 3871, the Proprietary Information Protection Act, all provisions

H.R. 4014, a bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, all provisions

S. 2099, a bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, all provisions

Office of Government Ethics Proposed Amendments to Gift Rules, provisions related to the attendance of certain government employees at widely attended gatherings.

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Natl Credit Union Administration (NCUA), Federal Deposit Insurance Commission (FDIC), Federal Reserve System, Treasury - Dept of, Office of Government Ethics (OGE)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code SMB

16. Specific lobbying issues

Issues related to the implementation of provisions H.R. 1, the American Recovery and Reinvestment Act of 2009, related to the Small Business Administration (PL 111-16)

Issues related to the reauthorization of the 504 loan program and the First Mortgage Lien Pool Program

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Natl Credit Union Administration (NCUA), Small Business Adminstration (SBA), Agriculture - Dept of (USDA), Treasury - Dept of

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BUD

16. Specific lobbying issues

Please see addendum.
H.R. 2055, the Consolidated Appropriations Act of 2012, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; provisions directing the Federal Trade Commission to study the effectiveness of the small issuer exemption from the Federal Reserve Board of Governors regulation related to debit interchange fees

Issues related to the deficit reduction proposals considered by the Joint Select Committee on Deficit Reduction

S. 627, the Budget Control Act of 2011, provisions related to the creation of the Joint Select Committee on Deficit Reduction

H.R. 6020, Financial Services and General Government Appropriations bill for FY 2013, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; issues related to the FDIC and NCUA Transaction Account Guarantee Programs; issues related to interchange fee regulation and the study therof by various federal agencies.

S. 3301, H.R. 6020, Financial Services and General Government Appropriations bill for FY 2013, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; issues related to the FDIC and NCUA Transaction Account Guarantee Programs; issues related to interchange fee regulation and the study therof by various federal agencies.

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Natl Credit Union Administration (NCUA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BNK

16. Specific lobbying issues

Issues related to the Bankruptcy Reform Act of 2005
S. 222, Limiting Investor and Home Loss in Foreclosure Act, all provisions
S. 1102, Fairness for Struggling Students Act, all provisions

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Justice - Dept of (DOJ), Treasury - Dept of

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code FOR

16. Specific lobbying issues

Please see addendum.
Issues related to the Foreign Assistance Act of 1961.

Issues related to the development of credit cooperatives in Afghanistan

Issues related to the implementation of the remittances provisions in the Dodd-Frank Act

S. Res. 87, Designating the year 2012 as "International Year of the Cooperative," all provisions

17. House(s) of Congress and Federal agencies Check if None

U.S. HOUSE OF REPRESENTATIVES, U.S. SENATE, Natl Credit Union Administration (NCUA), Treasury - Dept of

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

21. Client new principal place of business (if different than line 20)

22. New General description of client’s business or activities

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

ISSUE UPDATE

24. General lobbying issue that no longer pertains

AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

FOREIGN ENTITIES

27. Add the following foreign entities:

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization