Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

9. Check if this filing amends a previously filed version of this report

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BAN

16. Specific lobbying issues

Credit Union Loan Maturity Issues
Credit Union Field of Membership issues
S. 539 - Veterans Member Business Loan Act
H.R. 4867 - Veterans Member Business Loan Act
Issues related to housing Finance Reform
Financial Services Regulatory Relief issues
Issues related to consumer financial protection
Issues related to Digital Assets
Credit Union Tax Status
Issues related to National Credit Union Administration Examination Procedures
Proposed new tax reporting requirements for financial institutions
Foreign Account Tax Compliance Act
Issues related Credit Card Late Fee Rule
H.R. 4868, the Member Business Loan Expansion Act
S. 3992, Protecting Access to Credit for Small Businesses Act
H.R. 6933, the Expanding Access to Lending Options Act
H.R. 3161, the CDFI Fund Transparency Act
H.R. 7338, the Rural Credit Access Act of 2024
Issues related to changes to NCUA call report re overdraft/non-sufficient funds fee disclosures
Issues related to Overseas Military Banking Program
Issues related to Greenhouse Gas Reduction Fund
Issues related to CFPB Junk Fees Regulations
Issues related to Federal Home Loan Banks
Issues related to Overdraft and Non-sufficient Funds Fees
Issues related to Fair Lending
Issues related to credit union conversions
Issues related to Financial inclusion
H.J.Res. 122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)
H.R. 7036 Strengthening Cybersecurity for the Financial Sector Act
H.R. 7000; S. 3592 Business of Insurance Regulatory Reform Act
EPA Greenhouse Gas Reduction Fund
Issues related to flood insurance
Support regulator- and bank-approved credit union-bank mergers
Support assistance for MDI credit unions
Oppose CRA requirements for credit unions
Support FCU Act modernization
Support expanded credit union investment authority
Support expanded credit union examination cycle
Support increased examination transparency
Support Central Liquidity Facility enhancements
Support parity for credit unions related to stablecoin regulation
Support mandatory arbitration agreements
Oppose national interest rate cap
Support reduced GSE costs for credit union mortgages
Support secondary mortgage market access for credit unions
Support making CFPB subject to regular appropriations process
Support restructuring CFPB leadership to a bipartisan commission
Support increasing asset thresholds for CFPB supervision
Support clarification of CFPB UDAAP authority
Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations
Support CFPB oversight and monitoring of nonbank entities
Oppose CFPB efforts to avoid requirements of the rulemaking process
Support CFPB use and disclosure of relevant data in rulemakings
Support CFPB policies to promote innovation and access to credit
Support CFPB coordination with NCUA on policy matters and examination scheduling
Oppose arbitrary limits on credit union fee income
Support holistic evaluation of regulatory burden on credit unions
Oppose expansion of Regulation E financial institution liability;
Support fair distribution of Regulation E error resolution responsibilities
Oppose Regulation E liability for financial institutions for consumer-authorized transactions
Oppose nominal leases for banks on military installations
Oppose development of a CBDC
Support credit union access to Federal Reserve liquidity options
Oppose proposed CFPB auto lending data collection
Support FinCEN implementation of the Corporate Transparency Act
Support exemptions for CFPB Section 1071 final rule
Oppose legislative action on the Overseas Military Banking Program
Oppose credit union-related amendments to the FY 2025 NDAA
Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government
Oppose CFPB proposed rule on overdraft for very large financial institutions
Oppose CFPB efforts to restrict information in credit reports
Oppose Credit Card Competition Act (H.R. 3881, S. 1838)
Support SAFE Banking Act (H.R. 2891; S. 1323)
Support SAFER Banking Act (S. 2860)
Oppose Capping Credit Card Interest Rates Act (S. 2760)
Support Close the Shadow Banking Loophole Act (S. 3538)
Support CBDC Anti-Surveillance State Act (H.R. 5403; S. 3801)
Support Consumer Financial Protection Commission Act (H.R. 1410)
Support CFPB Transparency and Accountability Reform Act (H.R. 2798)
Support FAIR Exams Act (H.R. 8071)
Support Credit Union Board Modernization Act (H.R. 582, S. 610)
Support Secure Payments Act (H.R. 7531; S. 4570)
Support Consumer Financial Protection Bureau Accountability Act (S. 4521)
Oppose American Privacy Rights Act (H.R. 8818)
Oppose CFPB Section 1071 final rule
Oppose CFPB Section 1033 proposed rule
Support NCUA action to permit credit union reimbursement of childcare expenses for FCU board meetings
Support modification of FHFA first-generation homebuyer definition

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Treasury - Dept of, Federal Trade Commission (FTC), Defense - Dept of (DOD), Labor - Dept of (DOL), Environmental Protection Agency (EPA), Consumer Financial Protection Bureau (CFPB), Natl Credit Union Administration (NCUA), Federal Housing Finance Agency (FHFA), Small Business Administration (SBA), Housing & Urban Development - Dept of (HUD), Federal Reserve System

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

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LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BUD

16. Specific lobbying issues

Cooperative Development Program funding and procurement reform at USAID
NCUA Budget and Strategic Planning

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

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LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code SMB

16. Specific lobbying issues

Credit Union Member Business Lending Caps
SBA 7(a) Loan Program
S. 3992 Protecting Access to Credit for Small Businesses Act
Oppose SBA direct lending

17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Small Business Administration (SBA)

18. Name of each individual who acted as a lobbyist in this issue area

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

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Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

21. Client new principal place of business (if different than line 20)

22. New General description of client’s business or activities

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

ISSUE UPDATE

24. General lobbying issue that no longer pertains

AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

FOREIGN ENTITIES

27. Add the following foreign entities:

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization

CONVICTIONS DISCLOSURE

29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery, extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
No Yes