Clerk of the House of Representatives
Legislative Resource Center
135 Cannon Building
Washington, DC 20515
http://lobbyingdisclosure.house.gov 		Secretary of the Senate
Office of Public Records
232 Hart Building
Washington, DC 20510
http://www.senate.gov/lobby
LOBBYING REPORT

Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

1. Registrant Name Organization/Lobbying Firm Self Employed Individual
AMERICAN FINTECH COUNCIL

2. Address

Address1
853 New Jersey Avenue SE
 Address2
​Suite 208
City
Washington
 State
DC
 Zip Code
20003
 Country
USA

3. Principal place of business (if different than line 2)

City
​
State
​
Zip Code
​
Country
​
4a. Contact Name b. Telephone Number c. E-mail
​Mr.
​Hayden Cole
​6055211880
​hayden@Fintechcouncil.org
5. Senate ID#
​401108720-60783
7. Client Name Self Check if client is a state or local government or instrumentality
​AMERICAN FINTECH COUNCIL
6. House ID#
​565740001
TYPE OF REPORT 8. Year
​2025
 Q1 (1/1 - 3/31) Q2 (4/1 - 6/30) Q3 (7/1 - 9/30) Q4 (10/1 - 12/31)

9. Check if this filing amends a previously filed version of this report

10. Check if this is a Termination Report Termination Date
​
11. No Lobbying Issue Activity
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13
12. Lobbying 13. Organizations
INCOME relating to lobbying activities for this reporting period was: EXPENSE relating to lobbying activities for this reporting period were:
Less than $5,000
Less than $5,000
$5,000 or more $
​
$5,000 or more $
​50,000.00
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options.
Method A. Reporting amounts using LDA definitions only

Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code

Method C. Reporting amounts under section 162(e) of the Internal Revenue Code

Signature
Digitally Signed By: Hayden Cole
 Date
4/21/2025 8:12:49 PM

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code FIN

16. Specific lobbying issues

89 FR 61358 - Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work: issues related to earned wage access.

89 FR 8084 - Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996: issues related to customer information program reform.

89 FR 101402 - Protecting Americans from Harmful Data Broker Practices (Regulation V): issues related to the proposed rule expanding the scope of the Fair Credit Reporting Act (FCRA) to cover data brokers and related activity.

S.772 - Employer Participation in Repayment Act, all provisions.

H.R.1602 - Financial Privacy Act of 2025: issues related to BSA reform.

H.R.7428 - Earned Wage Access Consumer Protection Act, all provisions.

S.3541 - Fair Audits and Inspections for Regulators Exams Act, all provisions.

Continuing the Reduction of the Federal Bureaucracy Executive Order: issues related to the Community Development Financial Institutions Fund.

Issues related to the nomination of Bill Briggs for SBA Deputy Director.

17. House(s) of Congress and Federal agencies Check if None

Treasury - Dept of, Consumer Financial Protection Bureau (CFPB), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Federal Reserve System, Federal Deposit Insurance Corporation (FDIC), U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, White House Office

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Hayden
Cole
​
​
Ian
Moloney
​
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code BAN

16. Specific lobbying issues

89 FR 80135 - Recordkeeping for Custodial Accounts, all provisions.

89 FR 61577 - Request for Information on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses: issues related to "Make Community Banking Great Again principles, bank-fintech partnerships, the Depository Institutions Deregulation and Monetary Control Act of 1980, RegTech and SupTech, customer information program reform and the FAIR Exams Act.

Issues related to the FDIC, including the supervisory culture and processes, views towards innovation, views on preemption of state laws, the Depository Institutions Deregulation and Monetary Control Act of 1980 and customer information program reform.

17. House(s) of Congress and Federal agencies Check if None

Federal Deposit Insurance Corporation (FDIC), U.S. HOUSE OF REPRESENTATIVES

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Ian
Moloney
​
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

Address
​
City
​
State
​
Zip Code
​
Country
​

21. Client new principal place of business (if different than line 20)

City
​
State
​
Zip Code
​
Country
​

22. New General description of client’s business or activities

​

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

First Name
Last Name
Suffix
First Name
Last Name
Suffix
1
​
​
​
3
​
​
​
2
​
​
​
4
​
​
​

ISSUE UPDATE

24. General lobbying issue that no longer pertains

​
​
​
​
​
​
​
​
​

AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

Name Address Principal Place of Business
(city and state or country)
Street Address
City State/Province Zip Country
City
State Country

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

1 2 3

FOREIGN ENTITIES

27. Add the following foreign entities:

Name Address Principal place of business
(city and state or country) 		Amount of contribution for lobbying activities Ownership percentage in client
Street Address
City State/Province Country
City
State Country
%

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization

1 3 5
2 4 6

CONVICTIONS DISCLOSURE

29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery, extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?

Lobbyist Name Description of Offense(s)